Are there any charges for cash withdrawal?

Can you withdraw cash without a fee?

Okay, so withdrawing cash fee-free? Yeah, it’s kinda tricky.

Basically, ATMs usually ding you with fees, you know how it is. But! There are ways to get around it, sorta.

• Check if your UK bank partners with any banks over in Vietnam. Like, Barclays might have a deal with, say, Vietcombank— just ask! It’s worth a shot, right?
• Some travel credit cards, like, ones from Halifax, mightwaive ATM fees. You gotta check the fine print tho.
• Consider using a prepaid travel card. Think Revolut or Wise, they can offer better exchange rates and lower fees, sometimes.

It’s mostly trial and error, and prep work. I spent like ages trying to avoid fees in Danang.

Also, look into contactless payments. You could try paying with a card whenever possible, like, in bigger cities.

It’s often faster and safer anyway!

Which bank does not charge international ATM?

Ugh, ATM fees, the bane of my existence! Seriously, who needs that extra stress when traveling? Schwab, right? They’re usually good. I swear, I used my Schwab card in Italy last year, no fees. Sweet.

But wait, Capital One? I thought they had some weird fee structure. Maybe it depends on the card? My sister’s Capital One card got hit with fees in Mexico. Huh. Learn something new every day.

Discover too? Interesting. Need to check my Discover card details. I rarely use it. Pretty sure Fidelity is a contender for zero fees internationally, I remember reading that somewhere.

So, to sum up:

• Schwab: Definitely fee-free (from my experience)
• Fidelity: Almost certain they are fee-free.
• Discover: Possibly fee-free, needs confirmation.
• Capital One: Fees are a crapshoot. Avoid if you’re worried.
• USAA. I dunno. Never used it abroad.

This info is from 2024. Bank policies change, you know! Check their sites. Don’t blame me if you get hit with fees! Betterment? I don’t even… what’s Betterment again? Investment app? Not an ATM card. Duh. So stupid of me even thinking about that.