Can I get credit with a score of 700?

Ugh, 700 credit score… Can I actually get decent credit with that? I’ve been stressing about this for ages! I mean, I hope so, right? Because that’s where I’m at, more or less.

Yeah, I read somewhere that a 700 is generally considered “good.” Apparently, it’s a good enough score to get approved for, like, a lot of things – loans, credit cards, the whole shebang. Which is amazing, honestly. I was picturing myself stuck with those super high-interest credit cards forever, you know? The kind that feel like they’re sucking the life out of your bank account.

The best part? They also said you get better interest rates. Better interest rates mean saving money – actual money I can maybe, just maybe, use for something fun, like finally getting that new blender I’ve been eyeing! (Don’t judge, my old one’s practically prehistoric!). My friend Sarah, she got a much lower rate on her car loan because of her good credit score. It was a massive difference, like hundreds of dollars a month! So yeah, 700 seems pretty good in that context. I’m still a little nervous, of course – applying for these things is scary – but at least I’m not totally doomed, which is a relief!