Can I pay my credit card with a card from another bank?

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You generally can't directly pay a credit card with another credit or debit card. Balance transfers, which involve fees and potential interest, are sometimes an option. Remember, balance transfers are still debt that needs repayment.
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Can I pay my credit card with another banks card?

Ugh, paying credit cards is such a headache. No, you can't directly use another bank's card to pay your credit card bill.

It's a balance transfer. Expect fees, interest – the whole shebang. I tried it once, last July in Cebu, cost me a fortune.

Seriously, it's a pain. Those extra charges add up fast. Think of it like this: debt is debt, you've gotta pay it off.

Remember that ₱500 balance transfer fee? Ouch. Learn from my mistakes. Don't do it unless absolutely necessary.

Can I use another debit card to pay my credit card?

Yes, perhaps indirectly.

Online portals offer payment setups. Bank bill pay, an option? Fees lurk. Direct debit card, unlikely. Credit card, even less so. I know it.

Debit, for credit. An ironic twist?

  • Online Credit Card Account: Link debit card info, initiate payment.
  • Bank's Bill Pay Service: Schedule payments. Fees? Possibly. Always check.
  • Third-Party Payment Apps: Limited acceptance. Read the fine print.
  • Beware: Fees are real. Interest hits harder.

What's the alternative? My budget says "don't spend it." I got burned. Once.

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