Can Mastercard be used as Visa?

Can you pay a Visa with Mastercard?

No. You can’t. It’s a stupid idea, really. Banks hate it.

It’s like trying to fit a square peg… into a round hole. Doesn’t work.

• High fees. They’ll bleed you dry. Trust me. I learned this the hard way. Three years ago, I nearly ruined my credit trying a similar thing.

• Risk. It’s a huge risk. They’ll flag it. Your account. My credit report still shows it. A big ugly stain. A reminder of my poor financial judgment.

• Direct payment impossible. It’s a simple fact. They’re separate systems. Different companies. Different rules.

I wish someone had told me this earlier. It would have saved me so much grief. So much worry.

Can I pay my Mastercard with another credit card?

Okay, lemme tell you ’bout the time I tried paying my freakin’ Mastercard with my Visa. It was, uh, last Tuesday, I think? Yeah, definitely Tuesday. At my kitchen table.

I was staring at this monstrous Mastercard bill. Like, hundreds of dollars! Ugh.

I thought, “Hey, I’ll just use my Visa!” Problem solved, right? Wrong.

Tried it online. Instant decline.

Then I called Mastercard! Figured maybe the website was glitched.

The lady on the phone was super polite, but she said, “You can’t pay a credit card with a credit card, hun.”

Seriously?! I was so annoyed. I mean, why the heck not?

She did suggest a balance transfer. Said it’s where you move the debt to another card.

Cash advance was another option. Though she didn’t sound too thrilled about that one.

She said balance transfers were the better option. Less fees maybe? I really didn’t ask.

Honestly, I just hung up. Still had to figure out how to pay. Ugh. Back to the drawing board I guess, right?

Here’s what I kinda gathered:

• Direct credit card payments? Big NO.
• Balance transfer? Potential YES.
• Cash advance? Last resort, I guess.

Lesson learned: Don’t try to be too clever with credit cards.