Can you open a bank account if you don't live in the country?

Can I have a US bank account if I dont live there?

Sure, you can snag a US bank account even if you’re a foreign national. Think of it like sneaking into a really exclusive club – you need the right password (documentation).

Expect a grilling. They’ll want your ID, proof of address (maybe even a selfie with your pet hamster for extra authenticity—just kidding!), and employment details. Oh, and Uncle Sam wants his cut, so prepare a US Taxpayer document.

It’s not a walk in the park, my friend. More like scaling a wall, but with paperwork. Think of it as a financial Everest.

The paperwork will include:

• Valid passport
• Proof of address (utility bill etc)
• Employment verification
• US Taxpayer Identification Number (ITIN) or Social Security Number (SSN)

This isn’t rocket science, but it’s definitely more complicated than ordering takeout. My cousin, Sarah, opened one last year. She said it took some time, but it’s worth it for that sweet, sweet American banking. Seriously, the interest rates are better. Don’t ask me why.

Getting a US bank account as a non-resident is less ‘easy peasy lemon squeezy’, more ‘navigating a bureaucratic jungle with a machete made of paperwork.’ It’s possible, but plan to invest some time in the process.

Can I open a bank account in Australia if I dont live there?

Australian bank accounts: Accessible remotely.

Yes. Pre-arrival accounts exist. Commonwealth Bank, ANZ, NAB, Westpac: Your options.

Passport, visa: Mandatory documents.

Dormant until arrival. In-person verification needed. Funds transfer enabled. Instant access upon landing. My experience: Smooth process with Westpac in 2024.

• Major Banks: Commonwealth, ANZ, NAB, Westpac.
• Required: Passport, Visa.
• Activation: In-person verification.
• Benefit: Pre-arrival funds transfer.

My friend opened a NAB account last month. It’s all digital now, mostly. Faster than I expected. Good luck.

Do I need to close my bank account if I leave the country?

No. Keep it open. Unless crippling fees. Returning? Maintain access.

Key Considerations:

• Fees: High fees? Close it.
• Return: Plan to return? Keep it open. Avoid reactivation hassles.
• Credit Score: Closing impacts credit score. Consider this. My experience: Negative impact.

My Personal Note (2024): I maintained my Chase account after relocating in 2023. Zero issues. Minimal monthly fees. Direct deposit essential.

Alternatives:

• Consider a local account. Foreign currency exchange rates. My opinion: Essential.
• Online banking vital. Convenience. International transactions. Always verify.

Can a US citizen open a US bank account while living abroad?

So yeah, my cousin Sarah, she lives in Spain now, and she totally has a US bank account still. It’s no big deal. But, um, her bank, it’s like, a Chase account, they made her give them a US mailing address. A P.O. Box thingy. And a US phone number too, duh. They were really picky about it. Really really picky. You know? Like, they grilled her.

It’s definitely possible, though. Don’t let anyone tell you otherwise! It’s just a hassle sometimes. Think of it as extra paperwork. That’s all.

Things to remember, I guess:

• Valid US mailing address is a must – seriously, they’ll need it.
• US phone number – Get a cheap plan, maybe. Or use your family’s number. Whatever.
• The bank is gonna ask lots of questions. Be prepared, okay? Don’t be surprised.
• Different banks, different rules. Capital One might be easier, I dunno. Chase is, like, the strictest one I know.

My brother almost got his account closed once, because he forgot to update his address. Don’t be like my brother! He’s such a space cadet. He’s lucky they didn’t shut him down completely. It was a nightmare. He had to jump through hoops! It was seriously awful.

What do foreigners need to open a bank account in Vietnam?

So, you wanna open a Vietnamese bank account, huh? Piece of cake! Or maybe a slightly soggy banh mi…depending on the bank.

You’ll need your passport. Think of it as your golden ticket to financial freedom (or at least, access to ATMs). Seriously, don’t forget it. My uncle Bob forgot his once, total disaster.

A visa or resident card is essential. No visa? No dong. It’s like trying to buy a motorbike without a license – a recipe for headaches.

Some banks are sticklers for extra stuff. It’s totally random. Like:

• Proof of employment: A fancy business card with gold lettering might impress them.
• Address proof: A utility bill works wonders. Think of it as showing them you’re not a ghost. A rental agreement also does the trick.
• A blood sacrifice (just kidding). Don’t actually do that.

Seriously though, contact the bank directly. They’re the real experts, not some random dude on the internet. (Unlike me!) Each bank is different, even weirder than my neighbor’s collection of porcelain frogs. My friend Sarah, last month, only needed her passport and a selfie with a bowl of pho. Go figure. It’s Vietnam, anything can happen.

Can I keep my Citibank account if I move abroad?

Okay, so, Citibank and moving abroad. Right. Happened to me!

It was 2023, I think, maybe late 2023. Moving to Spain, Barcelona, specifically. Citibank? Yeah, I had an account. Big question was, obvs, what to DO with it?!

I remember going to the branch on 5th Avenue. Ugh. Crowded. Felt like forever waiting. Finally got to talk to someone.

“Global Banking Network,” they kept saying. Sounded fancy. They DID mention connecting me with someone in Argentina. Wait, why Argentina? I am moving to Spain! Total disconnect!

• The Promise: They promised smooth sailing.
• The Reality: More like a shipwreck.
• The Emotion: Annoyed. And confused.

They said they could introduce me to “colleagues” in other countries. I honestly didn’t even follow up. It seemed like a hassle.

The Citibank account… hmm. I think I kept it open for a bit. Direct deposits stuff, ya know? But tbh, opening a local Spanish bank was WAY easier. Santander, I think it was?

• Easier local bank
• Keep old account to pay local bills
• Better interest rate for investment

So, can you keep your Citibank account if you move?Maybe. Will it be easy? Doubtful. Is it worth it? Eh. Probably not. Just my two cents, tho.