Can you pay a credit card with a different bank card?
Can I use a debit card to pay my credit card bill online?
Ugh, paying bills. So last week, 17th July, I tried paying my Citi credit card using my Commonwealth Bank debit card online. Worked like a charm. No problems whatsoever.
It was super easy, took maybe two minutes. I just went onto the Citi website, selected "make a payment," and voila! Debit card option right there.
The thing is, I’ve heard that some credit card companies are stricter. Maybe it depends on the bank? My friend, Sarah, told me her ANZ card wouldn't let her do it with her Westpac debit card. Go figure.
So, short answer: sometimes yes, sometimes no. It really depends on your specific credit card and debit card banks. Check your credit card company's website. They'll usually list accepted payment methods.
Can I pay credit card bill with another bank credit card?
No. Generally impossible. Risky. Fees.
Alternatives exist. Debt consolidation loans. Balance transfers.
My Chase card? Never tried it. Stupid idea, really.
- Balance transfer cards: Check interest rates. 2023 rates vary wildly.
- Debt consolidation: Lower monthly payments. Higher interest long-term.
- Negotiate with creditors. Difficult. Requires effort.
Beware high fees. They are real. Expect them.
Personal experience: I once tried a balance transfer. Saved money. But only briefly. The long game is crucial.
This is not financial advice. Seriously. Don’t sue me.
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