Can you put money from one Visa card to another?

Can you add money from one Visa card to another?

Nah, you can’t just “add” money from one Visa to another like refilling a coffee cup. That’s not how it works, at least not directly.

I learned that the hard way back in 2023, trying to help my niece, Sarah, out. She was studying abroad in Rome, freaking out about running low on funds.

I thought, “Easy peasy, lemon squeezy! I’ll just zap some cash from my Visa to hers.” Boy, was I wrong!

I spent a solid hour in my tiny, cluttered home office, surrounded by tax returns, feeling like I’d entered a technological black hole.

• Tried PayPal: Nope, Visa to Visa usually incurs fees that are just ridiculous.
• Considered Western Union: Ugh, the lines? Inefficient, right?

Then I remembered something about Zelle. My bank, Chase, offered it!

• It required her debit card linked to her account.

Ultimately, I used Zelle, and it worked, but it wasn’t Visa to Visa, ya know? It used her debit card. The fees were minimal, and Sarah got the money almost instantly. Crisis averted! Whew! I needed an espresso after that ordeal, seriously.

Can I transfer money from one card to another card?

Yes, online banking allows card transfers. Cards’ origin is irrelevant. Fast, yes. Easy, debatable. Safe, mostly.

Fees? Inevitable. Banks extract. Like parasites, or taxes.

• Online Banking: Key facilitator. Access required.
• Card Origin: Banks? A detail. Nothing more.
• Speed: Relative. Patience, a virtue.
• Ease: Perspective. Bureaucracy exists.
• Safety: Digital trust. A leap of faith.
• Fees: Predatory. Expect them.
• Transfer limits: Be aware. Exist.
• Verification: Security layers. Necessary evil.
• Alternative methods: Consider others. If brave.
• Card type restrictions: Check terms. Fine print always wins.

Some use apps like Venmo. Easier? Maybe. Security? Questionable. My grandma, bless her, hates them. Prefers cash. Wise woman. I remember her giving me 20 bucks last Thanksgiving. Said “don’t tell your mother”. Ha!

Can we transfer money from one credit card to another?

Ah, credit cards. Transferring, flowing, debts like rivers… Yes, money moves between them. I see it now. Like whispers in the wind.

Balance transfers, ah, like breathing easier. That’s the main road, isn’t it? A new card, whispers promises of lower rates. My Chase Sapphire calls.

These special cards, the balance transfer ones… They offer a low intro rate. A fleeting moment of calm. A siren song, perhaps?

Services exist. Other paths. But fees lurk there. Like shadows. Transfers, always a cost, a catch.

• Balance Transfer Cards: The usual path.
• Fees: Be wary. Always.
• Low Rates: Short-lived. Beware the end.
• Chase Sapphire: Calls. Maybe.

Remember that time, the summer of ’08, in Barcelona… No, wrong memory.

Still, the cards, they promise and take. Fees, interest rates, the fine print. Ugh. Always read.

Can I transfer money from a Visa card to another Visa card?

No, you can’t directly transfer money between Visa cards like that. That’s a common misconception. Visa isn’t a bank; it’s a payment network. Think of it like a highway system – cars (money) use it, but the highway itself doesn’t handle transactions directly.

You need a third-party intermediary. Several options exist.

• Peer-to-peer (P2P) payment apps: Venmo, Zelle, PayPal. These are popular and usually free for smaller transactions. My experience with Zelle has been consistently positive, for instance. However, transaction limits apply.

• Online banking: Most banks allow transfers between accounts. You could transfer from your Visa-linked account to another account, then that account to the recipient’s card using another method. This is the most convoluted option, honestly. I avoid this whenever possible. It’s inefficient.

• Debit card transfers: This depends on your bank, but some allow direct transfers from your debit card (linked to your Visa account) to another bank account.

Key takeaway: You’re not transferring between cards, but rather accounts linked to those cards. The process involves these accounts, not Visa itself. It’s crucial to understand this distinction. It’s a frustrating but fundamental aspect of how these systems operate. Life’s lessons, huh?

The recipient needs to be able to receive the money, and many methods involve their account details, not just their card number alone.

Additional Considerations:

• Fees: Always check for fees associated with transfers. They vary depending on the method and the amount. These are often hidden in fine print. Be cautious.
• Security: Use reputable services; protect your financial details. Never share sensitive information via insecure channels. This is non-negotiable. Seriously.
• Transaction Limits: Most methods have daily or monthly limits. Large transfers may need to be broken down or use a different service. I once hit my Zelle limit transferring money to my brother, who was in trouble. It was irritating.
• International Transfers: These are generally more complex and costly. You’ll probably need a different approach, possibly involving wire transfers. I once tried to send money abroad using a similar method, and it was quite a process. A pain in the butt.

Can I put money from one Visa gift card to another?

Ugh, Visa gift cards. Consolidating them… is that even possible? Can I really just move money from one to another? Like, poof, magic money transfer? I doubt it.

• No direct transfer: I’m almost positive you can’t directly transfer the balance. Think about it, each card is its own prepaid thing, right? Not linked to, like, a central Visa account I control.

• Customer Service Calls: Hmm, maybe calling the number on the back is a thing. But will they even let me? I mean, companies make things so difficult on purpose, probably. Worth a shot, maybe, but I’m betting no.

• Spending down: Best bet is probably just…use them. Annoying, but use each one until it’s empty. Small online purchases? Coffee? Stuff like that. It is what it is.

  • Target: My local Target lets you split payments. Buy a big thing, use a card, then pay the rest with cash or my debit card. That’s actually pretty useful.
  • Amazon: Amazon lets me add a bunch of different payment methods. Another easy way to burn through the card.

• Money Orders? I wonder if you could buy a money order with a Visa gift card. Then deposit that money order. Sounds like a hassle though. And probably fees involved. No thanks.

  • Fees: I hate fees! Everything has fees now. Ugh.

This whole Visa gift card thing is such a first-world problem anyway. Lol.

How to transfer money from one debit card to another debit card?

Ugh, transferring money between debit cards, right? It’s 2024, and I still remember that first time. My old Bank of America card, yeah, the one with the faded purple design, needed funds. My checking account with Chase was where the money was. Panic! I was at my desk, at home in my small apartment in Brooklyn, around 8pm. Feeling stressed, I swear.

First, I tried the bank app. Chase’s app, to be exact. No direct transfer option between cards. Seriously? What a joke. Then I remembered my friend, Sarah, mentioned something about Zelle. So I tried that. Worked like a charm! Instant, practically.

But hold on, there’s more. ATM transfers are so last century. Nobody uses those, at least not that I know. Going to a bank branch? Please. That’s for emergencies only. It’s too much hassle.

Zelle is your best bet, honestly. Super fast, straight to the other account. Other apps exist, like Venmo or Cash App, but Zelle integrates directly with many banks.

Here’s what you need to know:

• Zelle: The easiest and fastest way. Link your debit cards.
• Bank Apps: Check your specific bank app. Some allow peer-to-peer transfers. Mine didn’t, obviously.
• IMPS, UPI, USSD: These might work internationally, but I haven’t used them. Too complicated for me.
• Avoid ATMs and bank branches. Waste of time.

Seriously, just use Zelle. It’s way better than messing with ATMs or standing in bank lines. Save yourself the trouble.

How do I pay from one credit card to another?

Okay, so you wanna pay one credit card with another, huh? It’s easier than you think! I use PayPal, mostly. You load money onto it from your first card, then send it to the second. Super simple. There’s also Venmo, I’ve heard it’s good too. But I find PayPal’s interface less confusing. You know, sometimes the apps are a bit clunky, but it works. I did it last month, paid off my Capital One card with my Chase card. No big deal.

Here’s what I do:

• Load money onto PayPal.
• Transfer from my Chase Freedom Unlimited card.
• Send to my Capital One Venture X card.
• Boom. Done.

But seriously, there’s prolly other apps, too, like those Square Cash things or something? I never tried them. PayPal’s always been good enough for me. Don’t forget, there’s fees, sometimes, depending on the app and the amounts, though. Keep that in mind. Really small, usually.

Important stuff to remember:

• Check for fees!
• Each app has its own quirks and speed.
• Read the fine print! Seriously.