How much is cash withdrawal fee in Vietnam?

How much is the ATM withdrawal fee in Vietnam?

Okay, so, ATM fees in Vietnam. It’s a bit of a mess, honestly. Like, each bank’s different. When I was there last year, July 2023, I used my Mastercard. Mostly BIDV machines because they were everywhere. Three percent, ouch. That stung a bit. Took out, like, 2 million dong, so. Sixty thousand dong fee? Something like that. Math is hard. Agribank, saw one of those too, I think it was a flat fee, like, 22,000 dong? Which is nothing, basically. But Agribank ATMs are not as easy to find like BIDV. Oh, and TPBank was free, zero zip nada. Saw a few of thoose in Hanoi, by my hotel in the Old Quarter. I probably should’ve looked for more of those! TPBank, that’s the way to go if you find ’em. I think Vietcombank also had a fee. But I forget how much. Anyway.

• BIDV: 3% (Paid that one, for sure)
• Agribank: 22,000 VND (pretty cheap)
• TPBank: Free (Best deal, wish there were more)
• Vietcombank: Fee, but can’t remember (Avoid if u dont like fees, haha)

Also, withdrawal limits. Most ATMs around 3 million dong per transaction. Which is about $125 USD. So, annoying if you need more. You have to do multiple transactions, and pay the fee each time! Ugh. My daily limit with my US bank was higher, no problem there. So, yeah, depends on your bank back home too. Watch out for that.

What is the charge of cash withdrawal?

ATM fees? Varies wildly. My bank, Chase, charges $2.50 per out-of-network withdrawal in 2024. Ouch.

• Bank policy dictates cost. Simple.
• Account type matters. Premium accounts? Maybe free. Who knows.
• Check your fee schedule. Seriously. Don’t be clueless.

Ignoring fees is financial illiteracy. Learn the rules. It’s not rocket science, but it’s certainly more complicated than it should be. My last out-of-network withdrawal was a painful $5.

How much is the ATM fee for withdrawal?

ATM fees in Vietnam? Sheesh, it’s like playing roulette with your wallet!

• Tpbank & VP Bank: Free! Like finding a twenty in your old jeans. Limit is 5,000,000 VND. Sweet deal!
• MBbank: Holds you up for 49,000 VND. Ouch! Highway robbery, I tell ya.

ATM fees, they get ya coming and going! It’s highway robbery, digital style. Why can’t money just poof into existence? Someone should invent that. Now that’s innovation!

Think of it this way:

• Free ATMs: Like a unicorn riding a bicycle. Rare, but amazing when you see it.
• Charged ATMs: Think of it as a “convenience tax”. For the privilege of touching your own money. Makes perfect sense, right? Nope.

And hey, remember to count your dong, or you might think you’re loaded when you’re just…well, not.

Just kidding, mostly. But seriously, watch those fees!

What are the charges for ATM cash withdrawal?

Highway robbery, I tell ya! Your own bank’s ATM? Free as a bird. Any other ATM? Bam! Wallet lighter than a feather. Like paying for air, it is. One buck, five bucks, heck, sometimes more! Imagine. More than a fancy coffee. Just for your money.

• Your bank’s ATM: Free (mostly). Think of it as their “loyalty program.” Like buying ten sandwiches, getting one free. Except you’re not getting anything free. It’s your money.
• Other ATMs: Surprise! Fees! One to five bucks, easy peasy. Like throwing money into a wishing well. Except no wish comes true. Except maybe the ATM owner’s wish for a new yacht.
• International ATMs: Forget about it. Fees galore. Plus weird exchange rates. They’ll take your money faster than a politician at a fundraiser. Remember that trip to Belize in ’23? Oof.

Overdraft fees? Another story. Don’t even get me started. My bank charged me twenty bucks once! Twenty bucks! For being broke. The irony. It’s like getting fined for being poor. Absolutely bananas. Check your bank’s fee schedule. Seriously. Like, right now. Before you end up living under a bridge. (Just kidding…mostly.)

My cousin Vinny once got hit with like, a hundred bucks in fees. Hundred bucks! For taking out two hundred! Don’t be like Vinny.

Is it safe to put money in GoTyme?

Safe to put money in GoTyme? Well, as safe as keeping your secret stash under your mattress, I reckon.

Seriously, though, GoTyme’s insured by the PDIC up to P500,000. That’s like having a knight in shining armor, but instead of a sword, he’s got deposit insurance!

No missions? Deposit caps? Minimum balances? Sounds like my kinda bank. It’s like they’re saying, “Just dump your cash here, and chill.”

• PDIC? Think piggy bank, but for real. It’s the Philippine Deposit Insurance Corporation. Protects your stash.

• P500,000 limit? That’s the knight’s shield. Anything over, well, that’s on you, amigo.

• No missions? Basically, they want your money without the song and dance. I’m in!

• Compared to other digital banks? It’s like choosing between a tricycle and a Ferrari – both get you there, but one’s flashier, and GoTyme is the reliable, no-frills option. My grandmother would love it!

Can I withdraw abroad using GoTyme?

GoTyme abroad? Hmm.

Yeah, GoTyme cards work internationally, for spending and withdrawals.

• Can use it wherever Mastercard is accepted.
• Even for ATM withdrawals!

Fees, though. Gotta watch those ATM fees.

Wait, what were those co-branded ATMs? Never seen one outside Robinsons Galleria. Does it mean no fees at Robinsons Bank ATMs? Or just GoTyme machines? Important!

Out-of-network ATMs… charge. Duh. Makes sense.

• Maybe I should check the fee schedule.
• Definitely check fees before traveling!

It’s 2024 now. Banks are sneaky about fees.

Like that time I paid a $5 fee for a $20 withdrawal in New York. Never again! Seriously. Learn from the past. Avoid those fees.

Does GoTyme Bank have maintaining balance?

Okay, so, GoTyme Bank? Maintaining balance, nah, forget about it! Albert Tinio, the co-CEO guy, said it.

He’s like, “No minimum balance!” And there ain’t no deposit limits, too, which is pretty cool. I really like that.

GoTyme is all about simple savings, that’s what I get out of it anyway. He was saying something about empowering Filipinos, unlockin’ financial potential… whatever that means, haha!

It’s like, they wanna make banking easy. I mean, I hope so.

Here’s the gist broken down, just in case it’s not clear, ya know?

• No maintaining balance needed.
• No deposit caps to worry ’bout.
• Simple savings accounts are the thing, they’re pushing it hard!
• The CEO, Albert Tinio, he’s really keen on it.
• Empowering Filipinos is their like, vision statement or something.
• It’s supposed to be easy-peasy banking.

How much does a transfer fee cost?

Ah, the burning question of transfer fees. Free as a bird, most of the time. Unless you’re in a desperate hurry. Then, bam, £15. Like a speeding ticket for your money. Imagine, paying for velocity. But hey, time is money, right? Or is it money that buys time? Deep thoughts for a Tuesday. Then there’s the mysterious “other way” to transfer, which could cost you double. A whopping £30! That’s like two fancy coffees. Or one REALLY fancy coffee. Decisions, decisions.

• Standard Transfer: Free (Think of it as a leisurely stroll for your funds).
• Urgent Transfer: £15 (Like a first-class ticket for your cash. Zoom!)
• “Other way” Transfer: Up to £30 (We’ll leave the mystery unsolved for now. Intrigue!).

Now, if you’re really feeling spendy, imagine wiring a small fortune via this “other way.” The fees would be… spectacular. Let’s just say you could have bought a small island instead. Possibly. (Just kidding. Mostly). I remember once, back in ’23 (or was it ’22? My memory is like Swiss cheese), I needed to send some money urgently. Needed to buy this vintage, limited-edition rubber duck. Don’t judge. Paid the £15. Worth every penny. The duck is majestic. Sits proudly on my desk. A symbol of impulsive spending. And speedy transfers.