Is Citi Rewards card a credit card?

Discover the Benefits of the Citi Rewards Credit Card

The Citi Rewards card is a versatile credit card that offers a range of benefits to its members, including:

100,000 Bonus Points

New members are eligible for a generous 100,000 bonus points upon approval. These points can be redeemed for various rewards, including:

• Travel: Book flights, hotels, and rental cars
• Gift cards: Choose from a wide selection of retailers
• Cash back: Redeem your points for a statement credit

Earn Points on Everyday Spending

Earn points on every qualifying purchase, including groceries, gas, and dining. The card offers:

• 1 point per $1 spent on everyday purchases
• 2 points per $1 spent at restaurants
• 3 points per $1 spent on gas and travel

Flexible Redemption Options

• Travel rewards: Redeem your points for flights, hotels, and rental cars with no blackout dates or restrictions.
• Gift cards: Choose from a wide variety of retailers and restaurants to exchange your points for gift cards.
• Cash back: Redeem your points for a statement credit directly to your account.

Convert Points to Other Travel Programs

If you have existing travel rewards points with other programs, you can convert your Citi Rewards points to those programs for even more redemption options.

Flexible Payment Options

• No annual fee: Enjoy the benefits of the Citi Rewards card without paying an annual membership fee.
• Low APR: Take advantage of a low introductory APR on purchases and balance transfers.
• Convenient payment options: Pay your bill online, over the phone, or by mail.

Conclusion

The Citi Rewards credit card is an excellent choice for individuals who want to earn points on everyday spending and redeem them for a variety of rewards. With its generous bonus points offer, flexible redemption options, and low APR, the Citi Rewards card provides exceptional value and convenience for its members.