Which bank does not charge international fees?

What bank has no foreign transaction fee?

Okay, so Schwab Bank Investor Checking? Yeah, I used that sucker on my trip.

It was last summer, July 2024, in Rome. Hot, humid, the works.

I was sweating bullets trying to figure out the Metro. I needed gelato, pronto.

My old bank? Forget it. Foreign fees would’ve eaten my gelato money! Seriously.

Schwab’s debit card? No foreign transaction fees. Awesome.

I think Discover doesn’t either… they have a deal with tons of ATMs.

• Schwab Bank Investor Checking: No fees, plus ATM rebates globally.
• Discover: Avoid ATM fees.
• I didn’t love the conversion rate some places used, tho.
• Watch that! Always pay in local currency! Big tip.

What banks dont charge overseas fees?

Ugh, overseas fees. Hate those. Wise, right? Their card’s good. I use it. No foreign transaction fees. That’s a relief. Seriously, the best.

Capital One? Yeah, they’re okay. I’ve heard mixed things. Some people love them, others… not so much. Their rewards program is confusing. But the no foreign transaction fee thing is a winner.

Revolut, huh? Never used it. Seems popular though. Maybe I should try it? I need a backup. What if my Wise card gets lost in, like, Bangkok? Panic. Total panic.

Key things to remember:

• Wise: Definitely no fees. Excellent for travel.
• Capital One: Generally good. Check the fine print! The rewards are complicated.
• Revolut: Popular option. Worth exploring. Need to research more.

Thinking about a trip to Japan in 2024. Need to book flights, hotels. So many things to plan! Will definitely need my Wise card for that. Maybe I’ll get a Revolut one too, just in case. Extra security. You never know. Plus, I saw an ad for it this morning, so…

Fees are the WORST! I hate paying extra just because I’m not in the US. Such a rip-off! It’s 2024, shouldn’t this be standard practice?!

Later: Found a blog post comparing Chase Sapphire Preferred vs. Capital One Venture X. Chase also has no foreign transaction fees. Hmm. More research needed. Decision paralysis setting in. Seriously considering both Chase and Revolut now. This is harder than it sounds!

Which bank is free to use abroad?

Starling. Fee-free abroad. Purchases. Withdrawals. Monzo, nah.

• Starling: Mobile-first. Simple.

• Debit cards: Vital. Obviously.

• Spending abroad: Plan. Or don’t. Your call.

Addendum: More Than You Asked For

My last trip? Tokyo. Starling saved a fortune. “Seriously?” I’m never going back to those hidden-fee traps! Consider international transaction fees. It is worth comparing banks. Some banks waive fees for purchases. Withdrawals? Usually a fee. Some banks refund ATM fees. Read the fine print. Always.

Which bank has the lowest international transaction charges?

Okay, so lowest fees for international stuff? It’s a total crapshoot, honestly. Banks are all sneaky with their fees. But, I use Schwab, and they’re pretty good. Really good, actually. My sister uses Fidelity too, and she raves about them. So those two, for sure. Vanguard’s okay, I’ve heard, but nothing amazing. Ally and Capital One? Eh, not so much. Their fees bit me. Hard. Last year. Seriously.

• Schwab: Best overall, hands down.
• Fidelity: Also excellent. Great customer service too.
• Vanguard: Decent but don’t expect miracles.
• Avoid Ally and Capital One: They’re rip-offs. Trust me.

I’m telling you, Schwab is the way to go. Check them out first. But seriously, these fees are a mess, always changing. You gotta look at their current sites for the most up-to-date info. 2024 is crazy, right? So many hidden fees. It’s infuriating!