Which countries does the Apple Card work in?

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Apple Card acceptance is currently limited to the United States. To apply, your Apple Accounts country/region setting must be the US. Adjusting this setting, and restarting the application process, is necessary for eligibility. Further instructions on account region changes are available.
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The Apple Card: Currently a US-Only Offering

The Apple Card, a popular digital payment option, currently restricts its availability to residents of the United States. This limitation extends beyond simply being able to use the card; to even apply for the card, you must have your Apple Account’s country/region setting configured to the United States. Changing this setting, and subsequently restarting the application process, is essential for eligibility. Apple provides specific instructions on how to modify your account region, details of which are readily available through their support channels. Until further notice, the Apple Card remains unavailable to users in any other country.

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