Who is eligible for using a credit card?

So, who actually gets to play with a credit card? Ugh, let me tell you, it feels like navigating a minefield! Seriously, are they THAT picky? I mean, my friend Sarah, she's been trying for ages, she's got a good job, but they kept turning her down because she's only 20. They want you to be, like, super established. Twenty-one to sixty? That's the sweet spot if you're on a regular salary. Self-employed? Forget about it unless you're older and, get this, have at least 300,000 PKR in the bank! Three hundred thousand! I nearly choked on my tea when I heard that. Remember that time my brother tried to get a supplementary card? He's 17 – nope, too young. Eighteen's the magic number, even for just being added to someone else's account. It's insane, right? But then again, I guess it's their money, they want to be sure you're not gonna, you know, disappear with it. It's frustrating, no question, but I kinda understand why they're so careful. It's like, a huge responsibility for them, handing out these little plastic squares of debt.