How long can you have a negative account for?

How long can you actually have a negative account? Ugh, right? A negative account is the absolute WORST. I mean, seriously, who enjoys that sinking feeling in your stomach every time you check your balance? I’ve been there, trust me. It’s a level of stress I wouldn’t wish on my worst enemy.

My bank, Chase, they didn’t say exactly how long they’d tolerate it, but I got a few very pointed emails – you know, the ones that basically scream “FIX THIS NOW!” And those weren’t fun. I think I was in the negative for, maybe, three weeks? It felt like three months, though. I was practically living on ramen noodles and guilt. (Okay, maybe mostly ramen noodles). They can also close it completely if you’re consistently overdrawing – I’ve heard horror stories, and honestly, it sounds terrifying. Like losing your financial lifeline.

So, the moral of the story? Don’t even let it get close to negative if you can help it! Get that account back in the black ASAP. The relief? It’s incredible. It’s like – remember that feeling when you finally finish a huge project you’ve been procrastinating on for ages? Yeah, it’s kinda like that, only with less caffeine and more financial stability. It’s a weight off your shoulders, I tell you. Seriously, don’t drag it out. Just fix it. You’ll thank yourself later.