What color car makes insurance go up?

Seriously, I used to wonder about this too! Like, does a bright red sports car scream "speed demon" and make your insurance skyrocket? Turns out, it's a myth. Nope, car color doesn't affect your insurance rates at all. Who knew?!

I mean, think about it… wouldn't that be crazy? Choosing between your dream car color and, like, affordable insurance? It's just not how it works. Insurance companies care way more about stuff that actually predicts accidents. You know, things like how much you drive (my commute used to be killer, I swear!), how old your car is (my first car was ancient!), your driving history (knock on wood, it’s pretty clean!), and where you live. I remember reading somewhere – maybe it was a NerdWallet article? – that location plays a huge role because some areas just have higher rates of accidents or theft. Makes sense, right? So yeah, go ahead and get that sunshine yellow car you've always wanted. Your insurance won't care. It's the driver, not the car color, that matters.