What is the difference between payment date and due date?

Ugh, due dates and payment dates! Don't you just hate them? They always mess me up. So, the due date is like that big, scary deadline, you know? It's the absolute LAST day you can pay that bill without getting slammed with late fees. Remember that time I paid my phone bill, like, two days late? Twenty bucks! Highway robbery, I tell you.

The payment date, on the other hand, is the day you actually pay. The day the money leaves your account and you're finally free! Ideally, this happens before the due date, right? Sometimes I even try to pay early if there's a discount involved. Who doesn't love a good discount? It's a constant struggle, honestly. Do I procrastinate and risk a late fee, or do I be responsible and maybe even save a few bucks? It's the age-old dilemma!