What is the maximum limit for Shopee pay?

Decoding ShopeePay Limits: How Much Can You Really Spend?

ShopeePay, the integrated e-wallet within the popular Southeast Asian e-commerce platform Shopee, offers a convenient way to manage online payments. But how much can you actually load and spend using ShopeePay? The answer isn’t a single number, as it depends on your account verification status.

For users who haven’t yet completed the verification process, ShopeePay imposes a top-up limit of RM2,999 per transaction. This means you can’t add more than this amount to your ShopeePay balance at any given time. However, once your account is verified, this limit significantly increases to RM9,999. This allows for considerably larger top-ups and more substantial online spending.

It’s important to distinguish between the top-up limit and the transaction limit. While your ability to add money to your ShopeePay wallet is capped at RM2,999 (unverified) or RM9,999 (verified), the amount you can spend in a single transaction is also capped at RM9,999. This means that as long as you have sufficient funds in your ShopeePay balance, you can make purchases up to this maximum value, regardless of your verification status.

There’s no minimum spending limit with ShopeePay. You’re free to make purchases of any amount, provided it falls within your available balance and doesn’t exceed the RM9,999 single transaction limit.

In summary:

• Unverified Account:
  • Top-up Limit: RM2,999
  • Transaction Limit: RM9,999 (subject to available balance)
• Verified Account:
  • Top-up Limit: RM9,999
  • Transaction Limit: RM9,999 (subject to available balance)

To maximize your ShopeePay usage and enjoy the higher limits, completing the account verification process is highly recommended. This usually involves submitting identification documents for verification purposes. Refer to the Shopee app for detailed instructions on verifying your account. Remember to always practice safe online financial habits and monitor your transactions regularly.