Can someone assume my debt?
Can someone actually assume my debt? The thought itself is kinda crazy, right? Like, picturing some random person cheerfully saying, "Yeah, I'll take on your mountain of student loan debt!" It's almost comical. Technically, I guess it could happen, I've read somewhere about co-signers and stuff, but that's different, isn't it? It's not like someone's just going to magically inherit my debt problems.
I mean, who would want to? Unless, you know, they were getting something hugely beneficial in return – maybe a seriously discounted house or something? Even then, the bank would probably still want to look at their credit score, not just wave their magic wand and say, "Debt transferred!" My uncle tried to get his son to co-sign a loan once, a car loan, and that was a HUGE fight. It ended badly, needless to say. They're still not speaking, and it's been years. So, yeah, finding someone willing to assume my debt feels… about as likely as winning the lottery, without even buying a ticket. Highly improbable, is what I'm saying.
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