Can you cancel a student loan after disbursement?

Is it possible to cancel a student loan after it’s been disbursed? Because, oh my gosh, let me tell you, I almost learned that lesson the hard way. Talk about a near miss! I suddenly realized, like a ton of bricks falling on me, that I didn’t actually need all that loan money. Panic set in. Big time. But then – and I swear, angels sang – I found out there’s this magical 14-day window after the money hits your account where you can just…cancel it! Can you believe it? Seriously, who knew?! It felt like winning the lottery, no joke. I was this close to being saddled with way more debt than I needed. Thank goodness I called the financial aid office right away. They were super helpful (phew!). Imagine the interest I would’ve accrued! Ugh, just thinking about it makes me shudder. That was such a close call; I’m still kinda reeling from it, honestly. What a relief to have that weight off my shoulders, you know? It’s like dodging a speeding ticket…or maybe more like dodging a whole fleet of them. Anyway, lesson learned: always double-check how much you actually need to borrow. It could save you a major headache down the line!