Can you get a credit card without citizenship?

Can you get a credit card without being a citizen? I’ve wondered that myself, actually! Turns out, yes, you totally can. It’s not always easy, but it’s definitely possible. I remember my friend, Maria, she’s from Argentina, and she got an Amex card after just a couple of years here. So, yeah, big companies like Amex, Chase, Capital One—they do offer cards to non-citizens.

Think about it – why wouldn’t they? There are so many people living and working here who aren’t citizens yet, right? It’s a big market. Of course, you’ll need the right paperwork. Things like, you know, your passport, definitely. And proof you can actually pay them back – proof of income. Payslips, bank statements, stuff like that.

The cool thing? Getting a credit card here helps you build your credit history in the US. Which is super important for, like, everything down the line… renting an apartment, getting a loan for a car, even sometimes for jobs! It’s kind of a catch-22 though, isn’t it? You need credit to build credit. But hey, it’s possible! Just gotta jump through a few hoops.