What happens if my card is fraudulently used?

Okay, so, what happens if your card gets used by some sneaky thief, right? It’s a total nightmare, I know! I remember this one time, my aunt, bless her heart, she had her debit card number stolen somehow. She was freaking out!

So, first things first, you gotta call your bank. Like, NOW. Seriously, don’t wait! Tell them, “Hey, there’s been some unauthorized action happening here.” They’ll launch an investigation, basically trying to figure out what’s been going on.

The good news? Usually, and I’m saying usually because nothing is ever a 100% guarantee, but generally, you’re not on the hook for those bogus purchases. It’s not your fault someone decided to go on a shopping spree with your digits! The bank will usually reverse those charges, hopefully, and put the money back in your account. It might take a little while, so be patient, but you should get your funds back. It’s a relief when you think about it, right?

My aunt? Well, after a bit of hassle and a lot of phone calls, she got all her money back. It was such a weight off her shoulders! So, yeah, that’s the gist of it. Call your bank ASAP, and hopefully, they’ll take care of you.