Can you send money to Apple Pay from a credit card?

Can You Send Money to Apple Pay from a Credit Card?

Apple Pay is a convenient and secure way to make payments in stores, online, and even to friends and family. However, one common question is whether you can send money to Apple Pay from a credit card.

The answer is no, you cannot send money to Apple Pay from a credit card.

Apple Pay’s loading process only accepts linked debit or prepaid cards within the Wallet app. Credit cards are not supported for funding your Apple Pay balance.

How to Load Money to Apple Pay

To load money to Apple Pay, you will need to have a compatible debit or prepaid card added to your Wallet. If you do not have one, you will need to add one before proceeding.

1. Open the Wallet app on your iPhone or iPad.
2. Tap the “Add Card” button.
3. Follow the on-screen instructions to add your debit or prepaid card.
4. Once your card is added, tap on it to open the card details page.
5. Tap the “Add Money” button.
6. Enter the amount you want to add to your Apple Pay balance.
7. Tap the “Add” button.

Note: Certain prepaid cards may not be eligible for loading money to Apple Pay. Please check with your card issuer for eligibility.

Benefits of Using a Debit or Prepaid Card for Apple Pay

While using a credit card for Apple Pay is not possible, using a debit or prepaid card offers several benefits:

• No interest charges: Debit cards deduct money directly from your bank account, so there are no interest charges to worry about.
• Enhanced security: Apple Pay uses tokenization to protect your card information, making it highly secure.
• Convenience: Apple Pay is accepted at millions of locations, making it convenient to use for everyday purchases.

Conclusion

While you cannot send money to Apple Pay from a credit card, using a debit or prepaid card is a viable and secure option for funding your Apple Pay balance. By adding a compatible card to your Wallet, you can easily load money and enjoy the convenience and security of Apple Pay.