Can you still use Apple Pay if you lock your card?

Can You Still Use Apple Pay If You Lock Your Card?

Locking your physical credit or debit card can be a smart move to protect against fraud if it’s lost or stolen. But what happens to your digital wallet, like Apple Pay? Can you still use it to make purchases?

The answer is no.

When you lock your physical card, it effectively deactivates its digital counterpart in payment apps like Apple Pay. This is a security measure to prevent any further transactions from being made on the card, even if it falls into the wrong hands.

As a result, your digital wallet will become temporarily inoperative for purchases until you reactivate your physical card.

To reactivate your card:

1. Contact your card issuer (usually your bank or credit union).
2. Follow their instructions to reactivate the card.
3. Once the card is reactivated, you can add it back to your digital wallet and start using it again.

It’s important to note that the process for locking and reactivating your card may vary depending on your card issuer. Be sure to follow their specific instructions to ensure that your card is protected and your digital wallet is functioning properly.