Can you track the location of an Apple Card?

Apple Card: Tracking Capabilities and Security Measures

The Apple Card, launched in 2019, has become a popular payment option for many iPhone users. As with any valuable item, the question arises: can you track the location of an Apple Card if it’s lost or stolen?

No Trackable Chip

Unlike other credit cards or debit cards with RFID technology, the Apple Card does not contain an embedded chip that enables location tracking. This is a deliberate design choice by Apple to protect the privacy and security of cardholders.

Security Precautions

The absence of tracking capabilities does not diminish the security measures in place for the Apple Card. When you lose your physical card, you can immediately lock the virtual card in your iPhone’s Wallet app. This action prevents unauthorized transactions while you contact an Apple Card Specialist at Goldman Sachs to report the card as missing.

Other Security Features

In addition to the lock feature, the Apple Card also employs other security measures to safeguard cardholder information:

• Dynamic Security Code (DSC): The DSC is a unique, one-time-use code generated by the Wallet app for each transaction. This prevents unauthorized purchases even if the physical card is compromised.
• Apple Pay Tokenization: When using Apple Pay, the Apple Card number is tokenized, meaning that the actual card number is never shared with merchants.
• Fraud Monitoring: Apple and Goldman Sachs continuously monitor transactions for suspicious activity and will alert cardholders if unusual patterns are detected.

Reporting a Lost Card

If you lose your Apple Card, the following steps should be taken:

1. Lock the virtual card in your Wallet app.
2. Contact an Apple Card Specialist at Goldman Sachs at 1-877-255-5923.
3. Report the card as lost or stolen to any relevant credit bureaus.
4. Cancel any automatic payments associated with the card.

Conclusion

While the Apple Card lacks location tracking capabilities, it employs robust security measures to protect cardholders from fraud and unauthorized use. By immediately locking the virtual card and reporting a lost card, you can minimize the potential risks associated with a lost card.