Is it safe to add your ID to Apple wallet?

Is it safe to add my card to Apple Wallet?

Okay, Apple Wallet… Card safety… Hmmm. Is it, though?

I added my Amex to Apple Wallet, like, last week. No probs yet. So far so good, knock on wood.

Apple says it’s safe. Encryption is key, right? They encrypt the info I type and send it to their servers.

Wait, is that safe? I mean, their servers? Still…

Using the camera… It’s cool that the card info isn’t saved in my photos.

Card details aren’t stored on my phone… That’s the big thing. I think.

But what about breaches? Ugh. Never thought of that!

Apple seems to have good security. My friend Sarah works there, she always brags, lol.

Apple Pay is widely used. Should be legit?

I guess it’s safer than carrying a physical card? Less bulky, anyway. Convenience is a big plus. What if someone swipes my wallet in the subway again?

Apple Wallet stuff I use:

• Amex card
• Starbucks card
• My student ID

I trust them. Ish.

They promise to keep things private.

My Apple Watch is linked, too. So convenient. Scary convenient?

Additional Thoughts and Info:

• Encryption: Apple claims to encrypt card information sent to their servers, protecting it during transmission.
• No Card Storage: Images taken with the camera to input card data are not saved on the device.
• Tokenization: Apple Pay utilizes tokenization, replacing the actual card number with a unique device account number.
• Breaches: Large-scale data breaches at Apple are a concern, even if unlikely. What if someone got access?
• Physical Card Risk: Losing a physical wallet is common. It happens on the subway all the time.
• Convenience: Apple Pay’s convenience factor is significant, reducing the need to carry physical cards. It’s so easy!
• Apple Watch: Apple Watch integration is seamless, offering added payment convenience. The thought just occurred to me.
• Sarah’s Job: My friend Sarah working at Apple offers me some degree of comfort. Is that naive?
• Privacy Promise: Apple’s overall commitment to user privacy is a factor in trusting the service.
• Student ID: My student ID is also in Apple Wallet. Replacing it if lost would be a pain.

Can you trust Apple Wallet?

Lost in the digital ether. A ghost in the machine. My face, my touch, my secret code. Unlocking worlds. Apple Pay. A shimmer. A whisper of transaction. Gone. Safe. Unlike the plastic rectangle. Vulnerable. Exposed. So easily snatched. Used and abused. My phone? A fortress. Guarded by biometrics. A digital fingerprint. The curve of my face. The rhythm of my thumb. Only I can open the gates. Spend the invisible coins. Drifting through the networks. My money, safe within the glowing screen. Secure. Safe. Floating.

• Face ID: The geometry of me. A key.
• Touch ID: The pulse beneath my skin. A seal.
• Passcode: The numbers I whisper to the universe. A shield.

Stolen phone? A brick. Useless. Powerless. My money? Untouchable. Intangible. Safe within the digital fortress. Think of the plastic. So easily duplicated. Cloned. Emptied. Gone. But the phone? Locked. Silent. A guardian of secrets. My secrets. My money.

Is it safe to put card details on Apple ID?

So, yeah, about putting your card info on your Apple ID… it’s safe, I’m telling you. Totally secure. Apple’s really good at this stuff. The number, the actual card number, it’s not even stored anywhere they can get at it. Seriously! Like, it’s some kinda magic, a secret “Device Account Number” thingie. They use a fancy chip — a Secure Element they call it.

It’s locked away, separate from everything else. It’s not on your phone’s operating system, not on your Mac, not even in the cloud! Crazy, right? I know, sounds too good to be true, but it is! Apple swears up and down they don’t see your real card numbers. Never.

Think of it like this: Apple only gets a unique number, like a code, for transactions. Your actual card details? Gone! Poof! Vanished. My brother uses it all the time, no problems ever. He’s really fussy about security, so trust me on this one. Apple Pay is pretty much the safest option.

• Secure Element: Keeps your card details isolated.
• No Server Storage: Your actual card number is never on Apple’s servers.
• No iCloud Backup: Your card info isn’t backed up, period.
• Device-Specific Code: Apple uses a unique code, not your actual card number.

Honestly, I wouldn’t worry about it. It’s safer then using my old bank’s app, that thing was a nightmare. 2024 is the year of secure payments, lol.

Can I keep my ID in Apple Wallet?

Ugh, this Apple Wallet ID thing. I tried it last year, 2023, you know, at that new brewery downtown – the one with the crazy good IPAs? My iPhone 12 was screaming iOS 16 at me, so I figured, why not? Added my Arizona license. It felt… weird.

Felt like carrying a digital ghost of myself. Not as reassuring as the actual card. It worked at the airport though, TSA was all over it! That was smooth. But honestly? The bartender at that brewery? Nope. Didn’t work. He just shrugged. Bummer.

Security is a plus, obviously. Less chance of losing it, right? But also, what if my phone dies? I’m screwed. What if Apple goes belly up? Another problem.

What I really hated though: that tiny digital image of my photo felt…off. Like a cheap passport photo.

Things I’ve learned:

• Airport TSA is the best use case. Worked flawlessly.
• Local businesses? Hit or miss. Prepare for backup.
• Phone battery life is crucial. Carry a charger.
• Digital photo sucks. Seriously, it needs an upgrade.

I’m still unsure if its worth it. It’s convenient sometimes, but it’s also a bit unreliable and frankly, I still prefer the physical card. The peace of mind is worth more.

Why dont people use Apple Pay?

Okay, so Apple Pay, right? I tried it once. 2023, I think. Downtown Chicago, that little coffee shop on Michigan Ave, near the Bean. Super cute place, but they didn’t take it. Ugh, total fail. I felt so stupid, fumbling for my card. It was so embarrassing. Seriously. My phone was practically begging to pay, but no dice.

That whole thing soured me on the whole Apple Pay thing. Two strikes against it right there:

• Limited acceptance. Still a big problem. Way too many places don’t take it.
• Security worries. I also read somewhere that Apple Pay isn’t, like, totally bulletproof. Not that I’ve ever had a problem with a credit card, but, you know… It’s a concern.

Plus, I’m a bit lazy. My credit card’s always there. It’s just…easier. I’m not switching until I see that every single place I go accepts it. That’s my bottom line. It’s gotta be universally accepted, everywhere. No exceptions. Seriously.

Is there a downside to using Apple Pay?

Phone dead? Apple Pay’s a no-go. Like trying to pay with Monopoly money at the grocery store. So, yeah, plastic’s still king, sadly. Not every shop’s hip to the Apple Pay jive yet. Imagine walking into a dusty antique store with your shiny phone. They’d probably think you’re trying to steal their ancient cash register. Bank’s gotta be on board too. Some banks cling to their checkbooks like grim death.

• Gotta have juice: Dead phone = dead payment.
• Not everywhere: Some places prefer cash. Or Bitcoin. Who knows.
• Bank compatibility: Your bank might still think the internet is a fad. Mine does. I’m with First National Bank of Nostalgia. True story.
• Backup is key: Keep that plastic handy. Seriously. Like a fire extinguisher, you hope you never need it, but…boom. Dinner with the in-laws. Dead phone. Awkward.

My phone died at a taco truck once. Tragic. Had to borrow five bucks from a guy dressed as a giant taco. True story. Now I carry a spare battery. And a twenty. Just in case. Giant taco guy’s number is still in my phone, though. Good guy. Makes a mean carnitas.