Is PayPal connected to Apple Pay?

Ditch the PayPal Pain: Use Apple Pay and Wise for Seamless International Spending

Many assume a direct connection between PayPal and Apple Pay, leading to frustration when trying to link the two. While you can’t directly connect your PayPal account to Apple Pay, there’s a clever workaround that not only allows you to enjoy the convenience of Apple Pay but can also save you money, especially when spending internationally: the Wise multi-currency account and Mastercard.

So, why bother with this alternative? PayPal, while ubiquitous, often comes with hefty fees, particularly for currency conversions and international transactions. These fees can quickly add up, eating into your budget and making overseas purchases more expensive than they need to be.

Enter Wise (formerly TransferWise). Wise offers a multi-currency account that allows you to hold and manage money in various currencies at the real mid-market exchange rate – the same rate you see on Google or Reuters. This transparency eliminates hidden markups often embedded in PayPal’s exchange rates. Furthermore, Wise provides a linked Mastercard debit card that can be added directly to Apple Pay.

This powerful combination unlocks a streamlined and cost-effective way to use Apple Pay for international purchases. Simply load your Wise account with the currency you need, or let Wise automatically convert your funds at the best possible rate when you make a purchase. Then, use your Wise Mastercard via Apple Pay, just as you would with any other debit card. You’ll enjoy the speed and security of Apple Pay transactions while avoiding potentially inflated exchange rates and international transaction fees often associated with PayPal.

Here’s a breakdown of the benefits:

• Lower fees: Wise offers significantly lower and more transparent fees compared to PayPal, especially for international transactions.
• Real exchange rates: Say goodbye to hidden markups. Wise uses the real mid-market exchange rate, giving you the best possible value for your money.
• Convenience of Apple Pay: Enjoy the speed, security, and contactless payments offered by Apple Pay.
• Multi-currency management: Hold and manage multiple currencies in your Wise account, simplifying international spending and travel.

While a direct PayPal and Apple Pay integration remains absent, the Wise multi-currency account and Mastercard offer a superior alternative for international spending. By combining the benefits of Wise with the convenience of Apple Pay, you can unlock significant savings and streamline your cross-border transactions. So, ditch the PayPal pain and embrace a smarter way to pay internationally.