Is Zelle used in Vietnam?

So, you’re wondering if you can use Zelle in Vietnam? Nope, sadly not. I know, it’s a bummer, right? I ran into this myself when I was trying to send money to a friend teaching English in Hanoi. Zelle is strictly a US thing. It’s like… imagine trying to use a US postal service mailbox in, I don’t know, rural France? It just doesn’t work that way. Both the person sending and the person receiving need to have bank accounts here in the States. It’s designed for quick transfers between American banks, see? I ended up having to use a different service, something international like Wise – remember those? It was a bit more of a hassle, honestly, but it worked. So, yeah, no Zelle in Vietnam. What a pain, huh? Just another thing to keep in mind when you’re dealing with international money stuff.