What to do if I scanned a suspicious QR code?
Scanned a sketchy QR code? Take these steps: 1) Change ALL online passwords. 2) Freeze your credit with Equifax, Experian, & TransUnion. 3) Alert your bank & credit card companies. 4) Monitor accounts for suspicious activity.
Ugh, that sinking feeling in your stomach. You scanned a QR code…and now you’re thinking, maybe, just maybe it wasn’t the smartest move. I’ve been there. Remember that time I scanned one at that weird little coffee shop? Turned out it was totally fine, but for a few days, I was a wreck. So, what do you do?
First things first, change all your passwords. Every. Single. One. I know, it’s a pain. But seriously, think about it – better safe than sorry, right? Think of all the stuff you do online! Banking, shopping… everything!
Next, lock down your credit. It’s called a credit freeze. It basically stops anyone from opening new accounts in your name. You gotta do it with all three of the big credit bureaus: Equifax, Experian, and TransUnion. Sounds like a hassle, I know, but it’s like putting a big lock on your financial life. I did this after that coffee shop incident – you know, just in case. Peace of mind is priceless.
Then, call your bank and credit card companies. Let them know what happened. They might have some specific advice, or they might just flag your accounts for any weird activity. It’s like having an extra set of eyes watching things for you. Who wouldn’t want that?
Finally, and this is the ongoing part, keep a close eye on your accounts. Check your bank statements, credit card bills – everything. Look for anything that seems even a little bit off. Even small, unauthorized charges can be a red flag. It’s a bit like being a detective for your own finances, but it’s important! And hey, if you see something suspicious, report it immediately! Don’t wait.
Seriously, it’s better to overreact than to be kicking yourself later. Been there, done that, got the t-shirt. And honestly, the t-shirt isn’t very comfortable.
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