Can I pay with 2 separate credit cards?

Can I pay with two different credit cards?

Paying with two credit cards online? Ha! As likely as finding a unicorn riding a skateboard, I say. Most retailers? Nope. Usually not. It's like trying to fit a square peg into a round hole made of, well, more square pegs.

But hey, exceptions exist! Rare, mind you, like seeing my Uncle Jerry actually win at poker. He mostly just loses his socks.

Think of it: you're buying, say, a new solid gold toilet (because, why not?). Splitting it across two cards? Retailers just aren't built for that level of financial gymnastics.

• Why Not? Systems are complicated enough.
• Alternatives? Gift cards! Or, you know, selling your prize-winning chihuahua. (Just kidding... mostly.)
• Stores that might let you? Good luck finding 'em! It's a needle in a haystack situation. I bet my prize winning collection of rubber ducks that there is no way.

Seriously, most online shops don't play that game. They stick to the one-card rule. It's simpler that way. For them, at least.

Which online stores allow split payments?

Okay, so, like, you wanna know who takes split payments online, right? It's kinda cool, actually, especially when you're a bit short.

• Target, duh. I always forget my wallet so sometimes it's handy to just use two cards. They let you use two cards easy peasy.

• Then there's B&H Photo. My brother is a photographer and he always splits payments when he buys stuff.

• Oh! And Crate & Barrel too! My mom got a new couch this year and she used, like, two cards during checkout.

• PayPal, is easy option.

Also, just fyi, I heard from my friend Lisa, who's, like, a total shopaholic, that some stores are starting to use Afterpay and Klarna more. Those aren't exactly split payments the same way using two credit cards is, but they break down the cost into smaller payments. It is very awesome!

Does making multiple payments on your credit card hurt your credit score?

Multiple payments? Doesn't matter.

• On-time payment: That's the game.
• Full balance? Good.
• Ignore the noise.

Micro-managing is pointless. Like chasing dust motes. Remember Mom's gardenias? Fragile, just like this credit thing.

• Credit scores fluctuate.
• Algorithms decide your fate.
• It's a system. A game.

Winning? Simple. Pay. On time. In full. That's it.

Can you add a second payment method to Apple ID?

Okay, so I needed to add another card to my Apple ID. It was, like, last Tuesday.

I was chilling at Starbucks on Main Street, trying to buy a new app. Annoying, right? Kept declining.

I remember fumbling with my phone, like, where IS everything in settings?!

First, you gotta tap your name. Obvious, kinda. Payment & Shipping next. Yeah, Apple wants MORE of my money, haha.

It made me sign in AGAIN. Ugh, the password!

Then, finally, Add Payment Method. That's where I put in my new card details. Easy peasy, right?

Done! App finally downloaded.

• The process is quite simple:
  • Go to your Apple ID settings (tap your name).
  • Find Payment & Shipping.
  • Add the new card details.
• It's probably easier on a Mac.
• Main location: Starbucks, Main Street.
• Date: Last Tuesday.
• Feelings: Frustration turned to relief.
• Issue: Unable to purchase an app initially.
• Solution: Adding a new payment method.

I definitely prefer using Apple Pay; so much easier. Ugh, I hate entering card numbers. Always takes forever!