Can I use a credit card to pay off another credit card?

Can you use a credit card to pay off other credit cards?

So, you wanna know about paying off credit cards with other credit cards? Nope, can’t directly do that, that’s a big no-no. You can’t, like, just use your Visa to pay your Amex bill, ya know? It’s not how it works.

But, there are things you can do. Balance transfers are a thing. I did one last year, actually, with my Capital One card, it was a lifesaver! Got a lower interest rate, too. It helped a lot. Really. Seriously. It was amazing. This is what you should do.

Another option? Cash advance. Sounds kinda sketchy, right? It is. High fees, crazy interest. Avoid this unless you’re really desperate. I’d personally never do it again.

Key Differences:

• Balance Transfers: Lower interest rates possible! Often a 0% intro APR period. Check carefully for fees though. Some cards charge a percentage of the balance transferred.
• Cash Advances: High interest rates, usually a percentage fee on top of it! Bad idea, trust me. Use this ONLY as a last resort.

My Experience: That balance transfer I did saved me a ton of money. I swear! Like, hundreds of dollars, prolly way more than that actually. I nearly cried when I saw my statement. I transferred almost $4000. My card is Chase, by the way. Totally worth looking into.

Can we make a credit card payment from another credit card?

Ugh, credit card bills. Hate those. So, can you pay one with another? Nope. That’s a hard no. Definitely not a direct payment thing.

Balance transfer? Yeah, heard of that. Sounds like a hassle. Fees, probably. And interest rates, don’t forget those suckers. My Chase card has a terrible APR, like 20%!

Cash advance? Seriously? Those are highway robbery. Fees are crazy high. They’ll eat you alive. My Discover card charges a whopping $10 or 5%, whichever is higher. What a ripoff.

• Balance transfers: Often involve fees.
• Cash advances: Crazy high fees and interest. Avoid.

Why even bother? Just pay it directly. It’s simpler. Although I need to figure out how to better manage my spending. My credit score is awful. Like a 620.

Need to budget better. Seriously. Gotta cut back on takeout. Those late-night pizza runs are killing me. Maybe sell some of my vintage vinyl. I could use the extra cash, that’s for sure. And start using my Amex more to get rewards. Wait. Did I pay that Amex bill? Oh god. I forgot.

This is stressing me out.

Can I use a credit card to pay off someone elses credit card?

Okay, so, paying off someone else’s credit card with your own? Yeah, you can, but it’s not like, super easy peasy.

You can’t just, like, zap money from your card to theirs. No direct credit card to credit card transfere, ya know? Think about it.

• Balance transfer: This is often possible, although targeted at paying your own bills (duh!), some can pay for others.
• Cash advance: Big no-no! High fees, even higher interest rates, do not even consider using a cash advance.
• Convenience check: Some credit cards offer these; you write a check drawn against your credit line, and you CAN pay for someone elses debt this way.
• Third-party payment services: Services like Plastiq might let you, but check the fees and if they accept credit card payments to the other bank first. The fees, oh my.

Think of it, it’s a hassle. I would instead just give them cash or like write them a check! Trust me. I did a cash advance once for a friend for like, 500 bucks. Costed me at least a hunded bucks in fees. Never again, never never never!

Can I transfer a credit card balance to someone else?

Ugh, credit card debt. So stressful. Can you even do that? Transfer a balance? I thought it was all tied to your name and credit score, you know? Like, it’s YOUR debt. Unless… maybe a joint account thing? But that’s still messy. Joint accounts are the WORST.

My friend Sarah tried something similar last year, but it involved a loan, not a direct transfer. Crazy complicated. I should ask her again. What were we talking about? Oh yeah, Vietnam! That trip is still on my mind.

Luxury travel is the only way to go. I’m thinking a private car. The freedom! No schedules! Stop wherever, whenever. But pricey, that’s for sure. Okay, maybe not this year. Maybe next. I need to start saving again. Seriously. Budget, budget, budget.

A comfy coach bus would be way cheaper. Okay, way less luxurious, but hey, more money for, like, souvenirs. I’ve been wanting that Ao Dai for ages! But I hate crowds. I need space. The bus will be packed, ugh.

The train… that sounds nice. Picturesque. Relaxing. But how scenic is it REALLY? It probably takes longer too. The whole trip needs to be efficient. I hate wasting time. That’s why I dislike group travel.

Here’s what I know about Vietnam travel in 2024:

• Private car: Most expensive, but utmost flexibility. Expect to pay a premium for comfort and convenience.
• Luxury Coach: A more affordable option offering a decent level of comfort. Expect scheduled stops and less flexibility.
• Scenic Train: The most budget-friendly option; it has a more relaxed pace, offering stunning views. Expect it to be the longest journey.

I’m leaning toward the private car. Damn. That’s going to require serious budgeting… maybe I should reconsider the Ao Dai too? Or at least the silk one. Ugh, choices, choices!

Can you pay a line of credit with a credit card?

No, you can’t directly pay a line of credit with a credit card. Think of it like this: one’s a revolving loan, the other’s a short-term loan. Apples and oranges, really.

Regarding Hanoi to Halong Bay travel: Forget the train directly. It doesn’t exist. The journey involves a multi-modal approach. A bit of a hassle, honestly.

Here’s the breakdown:

• Train: Hanoi to Hai Phong. This leg takes around two hours, not one. My brother did this trip last year. He mentioned significant delays. Always factor in extra travel time. Life’s little ironies, eh?
• Ground Transport: From Hai Phong to Halong Bay. Expect a 3-4 hour drive, depending on traffic. A taxi will be costly. A private car, possibly cheaper if you split it with others. Consider your priorities, comfort, and budget.

Ultimately, it’s a journey requiring two distinct forms of transport. Plan accordingly. A bus might be a cheaper alternative to taxis. Do your research. The whole trip easily consumes a half-day. Don’t underestimate travel time in Vietnam. It’s… eventful.

Is using a credit card to pay off another credit card bad?

Using one credit card to pay another? Generally, a bad idea. It’s essentially shuffling debt, not eliminating it. Interest rates are rarely favorable. You’re likely paying interest on both balances; that’s a recipe for financial disaster, trust me. My own uncle learned this the hard way! He’s still paying it off. A better approach? Consolidate your debt!

Regarding travel to Hoi An: Flying into Da Nang (DAD) from Hanoi or Ho Chi Minh City in 2024 is perfectly viable. Direct flights abound. The journey from Da Nang to Hoi An is quick, about 30 minutes by taxi or bus, a breeze really. Budget around $15-$20 USD for a taxi this year.

Here’s a breakdown for clarity:

• Flight Options: Numerous airlines (VietJet Air, Bamboo Airways, Vietnam Airlines) offer frequent flights between major cities and Da Nang. Check prices well in advance for the best deals. Booking on Google Flights or Skyscanner is advisable.
• Ground Transportation: Taxis are readily available at Da Nang Airport. Negotiate the fare beforehand to avoid surprises. Local buses are cheaper, but may be less convenient with luggage.
• Total Travel Time: Expect a total travel time from either Hanoi or Ho Chi Minh City to Hoi An of around 4-5 hours, including flight and transfer. That’s faster than the typical train journey, which I’ve experienced before.
• Alternative: Consider a private car transfer for door-to-door service, particularly if traveling with a large group or lots of luggage. It’ll be pricier, naturally.

Remember, proper financial planning is key. Debt consolidation services can work wonders. Also, pre-booking flights, especially during peak season, is highly recommended to secure the best prices. Hoi An’s amazing, by the way, worth the trip.

Can you use a credit card to pay off another loan?

Sure, you can use a credit card to pay off another loan. It’s like using a fire extinguisher to put out a grease fire – technically possible, but potentially disastrous. Choose wisely. You’ll likely pay hefty interest and fees.

Da Nang (DAD) is indeed a convenient gateway to Hoi An. Think of it as a glamorous air taxi service to the ancient town. The flight’s a breeze. My last trip—April 2024, Vietnam Airlines—was smooth sailing. Seriously, the coastal views were postcard-perfect!

• Speed: Flying wins hands down. Forget those bone-jarring bus rides.
• Scenery: Coastal views are amazing. Trust me, I’m a sucker for sunsets over the ocean.
• Transfer: Taxi or Grab? Easy peasy. My Grab ride was 20 minutes max.
• Time saved: More time for exploring the Ancient Town’s charming streets!

Hoi An’s charm is addictive. It’s like a perfectly brewed cup of Vietnamese coffee – strong, sweet, and utterly unforgettable. Prepare to be smitten.

Beware: Those tailored suits are tempting. Resist the urge to buy ten. You’ll regret it. My aunt, bless her heart, bought twelve.

Can you pay a loan payment with a credit card?

Swipe that plastic for a loan payment? Hah! Like trying to pay your electric bill with Monopoly money. Sometimes, yeah, but usually, NOPE.

• Most lenders: Straight-up “no.” They want that sweet, sweet cash. Think of them as loan sharks, but legal. And with worse fashion sense.
• Some lenders: Might let you. But they’ll slap you with fees. Like, enough fees to make your wallet cry. Think “processing fees,” “convenience fees,” “we-feel-like-it fees.”
• Third-party services: Exist. They let you pay loans with plastic. But. More. Fees! These guys are like the middlemen in a bad action movie.

Da Nang (DAD)? Closest airport to Hoi An. Thirty kilometers. Piece of cake. Unless you’re traveling by snail. Then, maybe pack a lunch. My Uncle Jerry once took a taxi from DAD. Swears it took him three days. Probably exaggerating. He exaggerates like a fisherman with a whopper. But still. Thirty kilometers. Should be a breeze. Like blowing out a birthday candle. On a cupcake. Not one of those giant bakery cakes. Those are tough. Especially if you’re Uncle Jerry after a three-day taxi ride.

What are the downsides of interest free credit?

Interest-free? Trap. Minimum spend. Payment deadlines. Crush your credit score if you slip. Late fees brutal. Interest, retroactive, worse than regular cards. Think it through. Ho Chi Minh to Da Nang, yeah, quickest. Hoi An close.

• Minimum spend requirements: Often high. Need it?
• Strict deadlines: Miss one, interest explodes. Backdated. Ouch.
• Credit score impact: Late payments devastate. Think twice.
• Promotional periods end: Regular rates apply. Usually sky-high.

Da Nang (DAD) closest airport. Taxi, private car, Grab readily available. Shuttle bus cheaper. Thirty minutes to Hoi An. Consider flight times. Direct flights available from major Vietnamese cities. Check Bamboo Airways, VietJet Air, Vietnam Airlines. Book in advance, especially peak season. July, August popular. Tet Holiday also.