Can I use my American Express card before I receive it?

Got Approved for an Amex? Start Shopping Sooner Than You Think!

You finally got that American Express card you’ve been eyeing. The perks, the points, the prestige – you can almost taste it. But the physical card is still in the mail. The burning question is: can you actually start using it now?

The good news is, with American Express, the answer is often a resounding yes!

Amex understands the anticipation of a new cardholder and offers a convenient solution: the Instant Card Number. This feature, available for select new cardholders upon approval, provides you with immediate access to a temporary, virtual card number you can use online and within digital wallets.

How Does the Instant Card Number Work?

Think of the Instant Card Number as a digital preview of your physical card. As soon as your application is approved (and if the Instant Card Number is offered), you’ll be able to access this temporary number through your Amex online account or the American Express app.

Here’s what you can do with your Instant Card Number:

• Online Shopping Spree: Immediately start making purchases online. Say goodbye to waiting for the physical card to arrive before you can snag that must-have item.
• Digital Wallet Integration: Add your Instant Card Number to your favorite digital wallets like Apple Pay, Google Pay, or Samsung Pay. This allows you to use your card for in-person transactions at stores that accept contactless payments, even before you have the plastic in hand.

The Benefits of an Instant Card Number:

• Immediate Gratification: Start enjoying the rewards and benefits of your new card right away.
• Convenience: No more waiting for the physical card to arrive to make online purchases.
• Enhanced Security: Using your digital wallet adds an extra layer of security as your actual card number isn’t shared with merchants.

Important Considerations:

• Eligibility: The Instant Card Number is not available for all American Express cards or all applicants. Eligibility is usually determined during the application process. Check your application confirmation or online account to see if you have access.
• Temporary Nature: The Instant Card Number is a temporary solution. Once your physical card arrives, you’ll want to start using that number for all future transactions.
• Limitations: While generally accepted, there might be some merchants or websites that don’t accept Instant Card Numbers. This is rare, but it’s something to keep in mind.

In Conclusion:

The American Express Instant Card Number is a fantastic feature that allows approved applicants to start utilizing their new card benefits immediately. If you’re eager to start racking up those rewards points or simply want the convenience of online and digital wallet payments, check to see if your new American Express card comes with this helpful perk. Get ready to shop smart and start enjoying the benefits of your Amex right away!