Can you block a recurring charge on your debit card?

Can You Block a Recurring Charge on Your Debit Card?

Recurring charges on your debit card can be a nuisance, especially if you’ve forgotten about the subscription or no longer use the service. Fortunately, there are two simple ways to block these charges:

Method 1: Cancel the Subscription Through the Service Provider

• Log into your account on the service provider’s website or app.
• Navigate to the section where you can manage your subscriptions.
• Find the recurring subscription you want to cancel and select “Cancel” or “Unsubscribe.”
• Follow any prompts to confirm the cancellation.

Method 2: Revoke Authorization Through Your Bank or Card Issuer

• Contact your bank or card issuer by phone or online chat.
• Provide your account or card number and the details of the recurring charge.
• Request that the bank or card issuer block or revoke authorization for the recurring charge.

Tips for Blocking Recurring Charges:

• Act quickly: Contact your bank or the service provider as soon as you notice an unauthorized recurring charge.
• Provide specific details: Clearly explain the name of the merchant, the amount of the charge, and the date it was processed.
• Follow up: Check with your bank or the service provider to confirm that the recurring charge has been blocked.
• Monitor your account: Keep a close eye on your account statements to ensure that the recurring charge has been stopped.

Additional Considerations:

• Blocking a recurring charge through your bank or card issuer may have implications for future transactions with that merchant.
• Some service providers may charge a cancellation fee.
• If you’re unable to resolve the issue yourself, you may consider contacting the Consumer Financial Protection Bureau (CFPB) for assistance.

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