Do I need a Wise card to send money?

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With Wise, you can conveniently transfer funds using a Visa or Mastercard debit card issued in your name or your businesss name (for Wise Business account holders). This eliminates the need for a dedicated Wise card, providing a flexible and accessible money transfer option.

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Do I Need a Wise Card to Send Money?

Wise has become synonymous with easy and often cheaper international money transfers. But with their own branded debit card available, many users wonder if it’s a requirement to send money through the platform. The short answer is no, you absolutely do not need a Wise card to send money.

Wise offers flexible funding options, allowing you to initiate transfers directly from your existing bank accounts or debit cards. You can conveniently connect your personal Visa or Mastercard debit card issued in your name to your Wise account and fund your transfer that way. This streamlined process bypasses the need for a separate Wise card, simplifying the sending experience.

Similarly, business users leveraging a Wise Business account can utilize their business-branded Visa or Mastercard debit cards. This provides a practical solution for managing business finances and sending international payments without the added step of obtaining and managing another card.

While the Wise card offers its own set of benefits, such as spending in foreign currencies with low conversion fees and convenient ATM withdrawals, it’s entirely optional for sending money. The platform’s strength lies in its flexibility, catering to users who prefer to stick with their existing financial tools. So, whether you’re sending money to family overseas or paying international suppliers, rest assured that you can do so efficiently through Wise without needing their dedicated card. Simply link your existing debit card and enjoy a seamless transfer experience.