Do I need to tell my credit card I'm going abroad?

Stay Card-Secure When You Hit the Road

Embarking on an international escapade? Don’t forget to prepare your credit card for the journey.

International Card Usage: A Convenience with Caution

Most credit cards allow for international use, providing a convenient way to pay for expenses abroad. However, there are potential pitfalls to be aware of.

Large Transactions and Suspicious Activity

When you make a significant purchase in a foreign country, your card’s issuer may flag the transaction as suspicious. This is especially true if you’re miles away from your usual spending patterns.

Avoid Unpleasant Surprises

To prevent any unpleasant surprises, it’s crucial to:

• Check your card’s terms: Read the fine print to understand any restrictions or surcharges associated with international usage.
• Notify your issuer: Contact your credit card company ahead of your trip and inform them of your travel dates and destinations.
• Be prepared for additional fees: Some issuers charge foreign transaction fees, which can add up over time.

Tips for Smart Card Usage Abroad

• Use ATMs sparingly: Cash withdrawals may incur high fees.
• Opt for local currency: Pay in local currency whenever possible to avoid exchange rate markups.
• Monitor your spending: Keep track of your transactions to avoid overspending or unexpected charges.
• Be aware of fraudulent activities: Scammers often target travelers. Be cautious when providing your card information online or in person.

Safeguarding Your Card

• Keep your card secure: Store it in a safe place and limit access to others.
• Consider travel insurance: Protect yourself against lost or stolen cards by purchasing travel insurance that covers card-related emergencies.

By following these precautions, you can ensure that your credit card remains a secure and convenient travel companion.