How do I write my SWIFT code and account number?

Understanding Your SWIFT Code and Account Number

What is a SWIFT Code?

A SWIFT code (Society for Worldwide Interbank Financial Telecommunication) is an 8-11 character alphanumeric identifier that uniquely identifies a specific bank and branch involved in international money transfers. It is essential for facilitating seamless and secure cross-border transactions.

Structure of a SWIFT Code

A SWIFT code consists of the following segments:

• First four characters: Bank code (e.g., CITI)
• Next two characters: Country code (e.g., US)
• Next two characters or numbers: Location code (e.g., NY)
• Last three characters: Branch code (optional)

Example SWIFT Code:

• CITIUS33XXX: This code represents Citibank, N.A., in the United States, New York City, and the specific branch with code XXX.

What is an Account Number?

An account number is a unique identifier assigned to a specific bank account. It allows banks to distinguish between different accounts and track transactions efficiently.

Finding Your SWIFT Code and Account Number

You can typically find your SWIFT code and account number on:

• Bank statements
• Online banking portals
• Passbooks
• Checks

Note: SWIFT codes may vary depending on the specific branch of your bank. If you are unsure of your SWIFT code, it is advisable to contact your bank directly.