How long does the Instant Cash App take?

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Cash Apps standard transfers to bank accounts are free and take 1-3 business days. Alternatively, for faster access to funds, Instant transfers can be made to your linked debit card for a small fee, typically between 0.5% and 1.75%, with a minimum charge of $0.25. These transfers are processed instantly.

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How Long Does the Instant Cash App Take?

Cash App offers two types of transfers to bank accounts: standard and instant.

Standard Transfers

  • Take 1-3 business days
  • Are free of charge

Standard transfers are the default option for sending money to bank accounts. They are typically processed within 1-3 business days, depending on the bank’s processing time.

Instant Transfers

  • Are processed instantly
  • Have a fee of 0.5% to 1.75%, with a minimum charge of $0.25

Instant transfers are a faster way to send money to bank accounts, as they are processed instantly. However, they come with a small fee, which is typically between 0.5% and 1.75%, with a minimum charge of $0.25.

Which Transfer Option Should You Use?

The best transfer option for you depends on your needs. If you need the money right away, then an instant transfer is a good option, even though it comes with a small fee. However, if you can wait a few days for the money to arrive, then a standard transfer is a good option, as it is free of charge.

Here is a summary of the transfer times and fees for Cash App:

Transfer Type Time Fee
Standard 1-3 business days Free
Instant Instant 0.5% to 1.75%, with a minimum charge of $0.25