How much can I withdraw from ATM in a day in USA?

Daily ATM Withdrawal Limits in the USA

Automated Teller Machines (ATMs) provide convenient access to cash, but they often have daily withdrawal limits. In the United States, these limits vary depending on the bank or credit union that operates the ATM, as well as your individual account settings.

Typical ATM Withdrawal Limits

Generally, daily cash access at US ATMs ranges from a few hundred to fifteen hundred dollars. However, these limits can be higher or lower depending on the ATM network and your bank’s policies.

Factors Affecting Withdrawal Limits

Several factors can influence the withdrawal limit you can access from an ATM:

• Account Balance: Your available account balance will likely determine the maximum amount you can withdraw.
• Bank Policies: Each bank has its own set of policies regarding daily ATM withdrawal limits.
• ATM Network: Different ATM networks, such as Cirrus or Plus, may have different withdrawal limits.
• Account Type: Savings accounts often have lower withdrawal limits than checking accounts.
• Card Limits: Your debit or credit card may have a daily spending limit that includes ATM withdrawals.

Checking Your Withdrawal Limit

The best way to determine your specific ATM withdrawal limit is to consult your bank or credit union’s website or mobile app. You can also call customer service for assistance.

Exceeding Withdrawal Limits

If you attempt to withdraw more than your daily limit, the ATM will typically decline the transaction. Some banks may charge a fee for exceeding the limit.

Additional Considerations

• It’s always wise to check the ATM screen for any displayed withdrawal limits before initiating a transaction.
• If you need to make a large cash withdrawal, it’s best to visit a bank branch during business hours.
• Some ATMs may have a higher withdrawal limit during specific times of the day or night.

In conclusion, ATM withdrawal limits in the USA vary depending on the bank, ATM network, and your individual account settings. By understanding these limits and checking with your financial institution, you can avoid encountering any unexpected obstacles when accessing your cash.

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