How much does ATM charge to withdraw?
ATM withdrawal fees vary. Citibank and U.S. Bank ATMs charge $2.50 per withdrawal. Connexus Credit Union and LendingClub Bank ATMs typically offer free withdrawals. Specific fees depend on your bank and ATM network. Check your bank's fee schedule for details.
ATM Withdrawal Fees: What to Expect?
ATM withdrawal fees, ugh, where do I even begin? It’s like, a necessary evil, right? But seriously, how much are we talking? Well, from what I’ve sort of gathered…
Citibank apparently hits you with $2.50 if you’re not using one of their 65,000+ ATMs. That’s… kinda annoying, isn’t it?
Connexus Credit Union and LendingClub Bank, though? Heroes. Free ATM withdrawals at over 67,000 and 37,000 ATMs, respectively. Bless their souls, seriously.
Then there’s U.S. Bank, also at $2.50, but with a network of over 40,000 ATMs. So, like, slightly less annoying than Citibank? Maybe.
I got nailed for like, $3 once at some random ATM in Vegas (10/01/2023), felt SO ripped off. Should’ve just asked for cashback at Walgreens lol! Learned my lesson there.
Honestly, those fees add up. I try REALLY hard to plan ahead now or, even better, just use my card. Who carries cash anymore anyway? Ok i do but i try to use it les.
Is there a fee to withdraw money from an ATM?
ATM fees? Ah, the little vampires of travel. Think of them as a toll for accessing your cash kingdom. Your Wise card? A knight in shining plastic. It slays some fees, but not all.
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Your bank might charge a withdrawal fee. This is like your bank saying, “Oh, you want your money? That’ll be a few bucks, please.” Check with them, these fees are annoying as a mosquito at a picnic. My bank, Chase, charges me $5 – daylight robbery! I’m seriously considering switching…again.
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The ATM itself might also charge a fee. It’s like the ATM’s bouncer demanding a cover charge. This is where things get tricky. It’s totally independent of your bank. Imagine showing up at a club thinking you’re on the list, then BAM, cover charge. Happened to me in Ibiza. Ouch.
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Local currency is your friend. Choosing to withdraw in the local currency lets your Wise card work its magic. Like a currency alchemist, it gets you the best rate. Remember that time we were in Vietnam? Dong for days.
Pro-tip: Check the ATM for any fee notices before you insert your card. Nobody likes surprises. Especially financial ones. It’s like checking for hidden fees at a resort. You think you’re getting a deal, and then wham! Resort fees.
What are the charges for withdrawing cash from ATM?
ATM fees… ugh. BIDV… 3%? Highway robbery. Agribank, 22,000 VND. Flat fee, better than a percentage. Need to remember that. Tpbank and VPBank, free. Free is good. Five million VND limit. Three million for others. Is that per transaction? Or daily? Gotta check. My card… Vietcombank. What are their fees? Need to find that out. Check Vietcombank website later. Limits… important. Especially when traveling. Ran out of cash in Hanoi once. Pain. Five million VND isn’t much. Exchange rates… fluctuating. Dollar to VND. Keep an eye on that. Travel tip: Multiple bank cards. Different networks. Visa, Mastercard. Just in case. Sometimes ATMs are down. Or eat your card. Nightmare. Worst case: Western Union. Expensive, but reliable. Phu Quoc trip… so many ATMs out of service. Remember that hassle. Cash is still king in Vietnam. Although, more and more places take cards. Phone apps too. Momo, ZaloPay… learning curve. But convenient.
Are there any charges for ATM withdrawal?
TPBank free. Five million VND. VPBank also free. Same limit. Wait, MBbank charges. 49,000 VND. Ouch. Need to remember that. Cash… why do I even need cash? Phone payments everywhere. Except maybe that tiny banh mi place. Love their pate. Extra spicy. Five million VND… how much is that in dollars? Gotta check the exchange rate. Ugh, math. ATM locations… Wonder if Google Maps shows them. Probably. So many ATMs. On every corner. Like convenience stores. Which reminds me… need milk. And eggs. Maybe some pho later? No cash needed for Grab. So convenient. MBbank… gotta avoid them. Unless desperate. Stick with TPBank and VPBank. Limits… good to know. Five million. Plenty. For now.
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