How to download apps on iPhone without payment verification?

Downloading Free iPhone Apps Without Payment Verification: A Step-by-Step Guide

Many users find the App Store’s payment verification process cumbersome, especially when downloading free apps. While Apple requires a payment method on file for various reasons, including potential in-app purchases and subscriptions, there’s a straightforward method to download free apps without undergoing the full payment verification each time. This process involves removing your default payment method, not disabling your Apple ID altogether.

This guide will walk you through the steps of removing your payment information without impacting your ability to download free apps. Remember, this only affects free app downloads; in-app purchases and paid apps will still require a valid payment method.

Here’s how to download free apps on your iPhone without payment verification:

1. Access your Apple ID Settings: Open the “Settings” app on your iPhone. Scroll down and tap on your Apple ID at the top of the menu. This is usually your name and profile picture.

2. Navigate to Payment & Shipping: Within your Apple ID settings, select “Payment & Shipping.”

3. View Your Account: You’ll find an option labeled “View Account.” Tap on it. You may be prompted to authenticate using Face ID, Touch ID, or your password.

4. Manage Payment Methods: Once inside your account, locate and select “Manage Payments.”

5. Remove or Change your Default Payment Method: This is the crucial step. You have two options:

   • Remove Your Payment Method: Choose your existing payment method and tap “Remove.” This completely removes your payment information.

   • Change Your Default Payment Method to “None”: Select “Add Payment Method” and choose “None.” This designates no default payment method without entirely removing your payment information from your account.

6. Confirm the Change: Confirm the removal or change of your payment method. You may be presented with a confirmation prompt.

7. Download Your Free Apps: Now, navigate to the App Store and attempt to download your desired free app. The process should proceed without prompting for payment verification.

Important Considerations:

• Re-adding Payment Information: You can easily re-add a payment method at any time by following steps 1-4, then selecting “Add Payment Method.” This is especially useful if you intend to purchase paid apps or in-app items in the future.

• Security: While removing your payment information doesn’t compromise your Apple ID’s security, it’s still crucial to use a strong password and enable two-factor authentication for added protection.

• Family Sharing: If you use Family Sharing, changes to your payment method may affect other family members. Ensure you understand the implications before making any changes.

By following these steps, you can streamline the process of downloading free apps on your iPhone without the repeated need for payment verification. Remember to re-add your payment information whenever you need to make a purchase.