How to pay Apple Pay with a credit card?

Tapping into Convenience: A Guide to Using Your Credit Card with Apple Pay

Apple Pay offers a swift and secure way to ditch your physical wallet and embrace contactless payments. But how exactly do you link your credit card and make a purchase? This guide breaks down the simple steps involved in using Apple Pay with your credit card on your iPhone.

Before you begin, ensure your credit card is compatible with Apple Pay (check with your card issuer) and that it’s already added to your Wallet app. If not, you can easily add it by opening the Wallet app, tapping the “+” button, and following the on-screen instructions.

Now, let’s get to the actual payment process:

Using Apple Pay with Face ID:

1. Double-Click the Side Button: With your iPhone in hand, quickly double-click the side button (the button you use to wake your phone). This will activate Apple Pay and bring up your default credit card.

2. Authenticate with Face ID: Glance at your iPhone’s screen. Face ID will authenticate you seamlessly and prepare your card for payment.

3. Choose a Different Card (If Needed): If you want to use a different card than the default one displayed, simply tap the default card. This will reveal all your added cards. Select the desired card and authenticate again with Face ID.

4. Hold Near the Reader: Hold the top of your iPhone near the contactless payment reader. You should see a checkmark and the word “Done” on your screen, along with a subtle haptic vibration, indicating a successful transaction.

A Few Extra Tips for a Smooth Experience:

• No Need to Wake Your Phone: You don’t need to wake your iPhone’s screen or open the Wallet app before initiating a payment. The double-click action takes care of everything.
• Contactless Symbol: Look for the contactless payment symbol (typically a stylized Wi-Fi symbol with radiating lines or an Apple Pay logo) on the payment terminal to ensure it accepts Apple Pay.
• Express Transit Cards: For supported transit systems, you can even use Apple Pay without double-clicking or authenticating. Simply hold your iPhone near the reader, and you’re good to go! This feature needs to be enabled in your Wallet settings.

By following these simple steps, you can enjoy the convenience and security of using your credit card with Apple Pay for everyday purchases.