How to withdraw cash from ATM without fee?

Withdraw Cash from ATMs Fee-Free: A Guide for Travelers

Accessing cash abroad can often come with hefty fees. However, there are ways to minimize these charges and ensure you get the most out of your money while traveling.

Fee-Free ATM Withdrawals in Vietnam

In Vietnam, several banks offer fee-free ATM withdrawals for specific cards:

• ACB: Accepts cards from the Global ATM Alliance, including Visa, Mastercard, and JCB.
• TPBank: Provides free withdrawals for Visa and Mastercard holders.
• HSBC: Offers free ATM cash advances for HSBC account holders.

Alternative Option: Wise Card

For broader international use, the Wise card is an excellent alternative to minimize ATM withdrawal charges. It offers the following benefits:

• Competitive exchange rates: Convert currencies at the mid-market rate, saving you money on transfers.
• Low ATM withdrawal fees: Withdraw cash at any ATM worldwide for a flat fee of $1.50 (or its equivalent in local currency).
• Multicurrency balance: Hold multiple currencies in one account, eliminating the need for multiple cards or currency conversions.

How to Use the Wise Card

1. Create an account: Sign up for a Wise account online or via the mobile app.
2. Load money: Add funds to your account using your bank account, credit card, or debit card.
3. Order the Wise card: Apply for the Wise card, which will be delivered to your address.
4. Withdraw cash: Use the Wise card at any ATM worldwide.

By utilizing these fee-free options or using the Wise card, travelers can access cash abroad without incurring excessive charges. This allows them to enjoy their destination without worrying about unnecessary financial burdens.