Is it better to take cash to Spain or use a card?

Cash vs. Card in Spain: Which is Better?

When traveling to Spain, you may be wondering whether it’s better to bring cash or use a card. Here are some factors to consider:

Convenience:

• Cash: Cash is more convenient, especially in smaller establishments such as bars, cafes, and mercados (markets). Many of these places may not accept electronic payments.
• Card: Credit and debit cards are widely accepted in larger stores, restaurants, and hotels. However, you may encounter difficulties in smaller establishments or in rural areas.

Security:

• Cash: Carrying large amounts of cash can be risky. If you lose your cash, it’s gone.
• Card: Credit and debit cards provide some level of protection against fraud. If your card is stolen or lost, you can report it and minimize your liability.

Fees:

• Cash: There are no fees for using cash.
• Card: Some banks or credit card companies may charge foreign transaction fees when using your card abroad. These fees can add up over time.

Exchange Rates:

• Cash: You can exchange currency at banks, exchange bureaus, and hotels. However, rates may vary depending on the location and the amount you exchange.
• Card: When paying with a card, the exchange rate used is determined by your bank or credit card company. This rate may be higher than the rate you would get if you exchanged cash.

Chip-Enabled Cards:

• It’s important to note that credit and debit cards with traditional magnetic stripes may not be widely accepted in Spain. Ensure that your card is chip-enabled, which is a more secure and widely accepted technology.

Recommendation:

Based on convenience, it’s generally recommended to bring some cash, especially for smaller expenses. However, you should also carry a chip-enabled credit or debit card for larger purchases. By combining cash and card, you can enjoy the convenience of cash while also minimizing the risks and fees associated with using only cash or only cards.