Is it safer to use your credit card or a debit card for online purchases?

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Im definitely sticking with my credit card for online shopping. It just feels safer knowing I have that extra layer of protection if someone tries to steal my info. With debit, its my actual money vanishing, which is terrifying! Sure, there are ways to protect yourself regardless, but the peace of mind with a credit card is worth it. Losing my own money would be devastating.

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Is it safer to use your credit card or debit card online? Ugh, that’s a question I’ve definitely pondered! For me, it’s credit card all the way, hands down. Just feels so much safer, you know? Like there’s a little buffer zone between me and the internet baddies. If someone does manage to snag my info, it’s not my actual money immediately disappearing into the void. With a debit card, poof, it’s gone! Right out of my checking account. Talk about a nightmare. Remember that time my friend Sarah had her debit card info stolen? It was a total mess, took her forever to get her money back. Stressful! No thanks. I mean, sure, you can be super careful and all that, strong passwords, checking websites, blah blah blah. But still. That little extra layer of security with a credit card? Priceless. I’d rather deal with a fraudulent credit card charge than have my actual paycheck vanish. Isn’t that how everyone feels? The thought of losing my own hard-earned cash? Shudders. Nope. Credit card gives me that peace of mind, and that’s what matters.

#Creditcards #Debitcards #Onlinesafety