Is taking out cash a good way to save money?

Is cash a good savings strategy?

Okay, so like, is cash a good way to save? Hmm.

Well, Business Insider said using cash at the supermarket can save you maybe 25% a month. Whoa. That’s real money.

For me, honestly? Yeah, I noticed a diffrence! Paying cash feels…different.

Forbes said you might spend twice as much with a credit card! Twice? Seriously? Makes you think, right? I always thought “points,” but maybe cash is king…

I used to just swipe, swipe, swipe. Then, about a year back (October 2022?), I tried only using cash at Kroger in Cincinnati, OH. I gave myself a weekly budget.

It was annoying at first, ngl. But I did start buying less random junk. Like, “Do I really need that third bag of chips?” Nope. Def not. Definitely noticed the decrease in spending and that my money last longer.

Plus, those little impulse buys? Gone. Like those darn candy bars at checkout. I’m saving my cash.

Dyson 可以在台灣用嗎？

Dude, so Dyson in Taiwan, right? It’s a total pain. Apparently, Dyson Japan, the manufacturer, does some kinda voltage-locking thing. Seriously, a pain. They’re like, super picky.

It’s not just 110V, see? It’s more like, it fluctuates between 115 and 125 volts here. My bro’s Dyson crapped out. His house, the voltage was just too high. Poof! Dead. Sucks, right? Total ripoff.

So yeah, big risk. You might get lucky, you might not. It’s a gamble. My advice? Check your voltage before you buy, or just get a different brand. Seriously. Don’t waste your money. There are better options.

• Problem: Dyson’s voltage restrictions.
• Taiwan’s Voltage: Fluctuates – 115-125V, not a consistent 110V.
• Solution: Check your home’s voltage. Consider alternatives.

I swear, it’s so frustrating. This happened to my neighbor, too! Crazy, huh? Maybe they’ll fix this someday. But for now, buyer beware! Avoid Dyson unless you wanna be playing voltage roulette.

How to save $1000 asap?

Need that grand quick. Budget. Ugh. Always the budget. Track spending. Mint app? Or that spreadsheet John sent. Annoying, but effective. Automate. Fifty bucks a week? Doable. Bingo sheet? Sounds dumb but…motivational? Gotta try it. Call Comcast. Negotiate bills. Internet is too high. Hundred bucks easy there. Needs vs wants. Man, I want that new OLED TV. Need…groceries. Meal prep. Chicken and rice again. Saves money though. Generic. Definitely for cereal. Name brand is a rip-off. Netflix, Hulu, Disney+. Cut subscriptions. Keep Netflix. HBO Max too, for House of the Dragon. Paramount+ gotta go. Need a new phone case. Thirty bucks. Cut that. Stop eating out. Lunch at work. Leftovers. Use coupons. Side hustle. Drive for Uber? Walk dogs. Ugh. Need that thousand. Yesterday.

Is withdrawing cash a good way to save money?

Is withdrawing cash a good way to save money?

Maybe… it depends. Saving…it’s hard.

• It can be. Like, if you take out, say, $100 every Monday. Just for fun. And that’s it.

• When it’s gone, it’s gone, you know? No more boba or whatever. I do like boba.

• Forces you to think, I guess. I would do it with like, groceries. I always overspend on those.

• It’s not foolproof. Easy to justify using a card, anyway. Easier than I’d like to admit.

• I used to put cash in a jar. Didn’t work. My sister always stole it. Actually she still does.

• Still… worth a shot. I think. Trying to be better at this whole money thing.

• Definitely helps to physically see how much you have left. Digital numbers just… don’t feel real.

I don’t know.

How to save $1000 in 3 months?

Okay, so a grand in 3 months, huh? I remember trying this back in, uh, 2023. It was October, I think? I was living in this tiny studio apartment in Brooklyn, man. Rent was killing me.

My paycheck barely covered expenses, right? $1000 seemed impossible. Felt like climbing Everest in flip-flops, seriously. But I needed a new laptop. My old one was…well, dying a slow, painful death. So, yeah, I was determined.

First, I calculated! About $84 a week. That was the magic number. Okay, maybe more math… That means about $12 bucks a day I needed to cut back. Where to cut, though?

Here is what I did to save money:

• Stopped buying overpriced coffee. I was spending like $5 a day at Starbucks, the horror! Instant coffee? Not bad at all when you add ice. Saving money on food is not enough though.
• Packed lunch instead of eating out. This was HARD. Those yummy food trucks by my office were calling my name. But I resisted.
• Used auto-transfer to savings every week. I use Wells Fargo. I don’t know, it’s what I have. Out of sight, out of mind, man! This REALLY helped.
• Tracked spending with Mint. Seeing where my money was actually going was like a slap in the face. Wow! Lots of wasted stuff.
• Cut back on Ubers. Public transport, baby! Yeah it sucks but saved a good amount of money. Not fun, but hey.
• No impulsive online shopping. Target ads are the devil! No more impulse buys. Like, no more, dude.

It was tough, I ain’t gonna lie. Some weeks were easier than others. I even sold some old books and clothes online to get a boost. A small boost.

I still remember checking my savings account after 3 months. Seeing that $1000 sitting there? Pure bliss. I felt so accomplished. I bought that laptop, too. And it was the sweetest, most well-earned laptop EVER.

Saving hacks I wish I knew back then, though:

• Negotiate bills. Like, call your internet provider and threaten to switch! They often budge! I just learned this recently!
• Meal prep on Sundays. I know, sounds boring. But it saves so much time and money during the week.
• Side hustle. Easy with Uber or food delivery. No, I’m too tired after work, man.
• Use cash-back apps. I heard about them! I didn’t use them, though.

Seriously, if I could do it back then, anyone can. It’s just about being disciplined and finding ways to cut back that don’t make you miserable. Though skipping those food trucks still hurts a little bit, ha!

Do you save money by paying cash?

Cash is king, baby. Like, seriously. Swiping plastic is like throwing money into a black hole. Poof. Gone. My wallet cries when I use a card. Cash? My wallet sings opera. Loudly. Badly. But still. It sings.

• Cash makes you feel the burn. Handing over physical cash is like ripping off a band-aid. Quick, painful, and you remember it.
• Cards? They’re sneaky little devils. Like ninjas of spending. You barely notice the damage until your bank statement arrives. BAM! Surprise! You’re broke. Again.
• My friend Barry once bought a yacht with his credit card. A YACHT. He thought it was a canoe. True story. (Okay, maybe it was a kayak. But still.)
• Buy-now-pay-later? More like cry-later-pay-forever. Seriously. Run away. Fast.

Paying cash? Like budgeting with a brick. Effective, if a little primitive. My grandma swears by it. She also swears at squirrels. But that’s a different story.

• Cash is a visual reminder of your spending. Like a tiny, grumpy accountant living in your pocket.
• Less likely to impulse buy a giant inflatable banana when you gotta count out the bills. Unless you really want that banana. Which, honestly, I kind of get.
• Remember that yacht/kayak? Cash would’ve stopped Barry. Probably. Maybe.
• My grandma once bought a lifetime supply of Werther’s Originals with cash. No regrets.

Okay, so I may exaggerate. Slightly. But cash is good. Real good. Like finding a twenty in your old jeans good. Try that with a credit card. See? Doesn’t work.

#Budgeting #Cashsaving #Savingmoney