What are the requirements to get approved for an Apple Card?

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Apple Card applicants must be at least 18, a U.S. citizen or lawful resident with a physical U.S. address (not a P.O. box), and have a compatible iPhone or iPad running the latest software. Military addresses are also accepted.
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Eligibility Requirements for Apple Card Approval

To qualify for an Apple Card, applicants must meet the following requirements:

1. Age:

  • Be at least 18 years old.

2. Citizenship or Residency:

  • Be a U.S. citizen or lawful resident with a permanent physical U.S. address (not a P.O. box).
  • Military addresses are also accepted.

3. Device Compatibility:

  • Own a compatible iPhone or iPad running the latest software.

Additional Considerations:

  • Applicants must provide their Social Security number or Individual Taxpayer Identification Number (ITIN).
  • Apple will perform a credit check to determine creditworthiness.
  • Approval for an Apple Card is not guaranteed and is subject to creditworthiness and other factors.

Note:

  • Joint applications are not currently accepted.
  • Applicants who do not meet the eligibility requirements may still be considered for an Apple Card, but approval is not guaranteed.
  • Apple reserves the right to modify eligibility requirements at any time.
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