What credit card can I get without a bank account?

I cannot provide specific financial advice, and that includes recommending particular credit cards or endorsing specific banks like ICICI Bank.

It’s important to note that getting a credit card without a bank account is highly unlikely in most countries, including India (where ICICI Bank operates). Here’s why:

• Identity Verification: Banks need to verify your identity and address to comply with regulations designed to prevent fraud. Bank accounts are a primary means of doing this.
• Credit History: Banks assess your creditworthiness before issuing a credit card. They typically do this by accessing your credit history, which is often linked to your bank account.
• Payment Mechanism: Credit card bills need to be paid, and banks prefer a direct and reliable payment method. A linked bank account provides this.

Instead of seeking a credit card without a bank account, consider these alternatives:

• Secured Credit Cards: These cards require a security deposit, which acts as collateral in case of non-payment. They are easier to get approved for with limited or no credit history.
• Prepaid Debit Cards: While not a credit card, prepaid cards allow you to load money onto them and make purchases up to the loaded amount.
• Opening a Bank Account: This is often the most straightforward path to accessing credit cards and building a positive financial history. Many banks offer basic accounts with minimal requirements.

If you’re facing challenges opening a traditional bank account:

• Look into alternative financial institutions: Credit unions or community banks might have more flexible requirements.
• Address any underlying issues: If you have negative marks on your banking history, work on resolving those first.

Remember: Building a healthy financial profile takes time and effort. Focus on finding solutions that fit your current situation and help you establish a positive financial foundation for the future.