What credit score do you need for Apple Cash?

Okay, so you’re wondering what credit score you need for Apple Cash, right? Well, here’s the thing… Apple Cash itself doesn’t actually require a credit check! Whew, right? Big difference from the Apple Card. You can use Apple Cash to send money to friends, pay in stores… all that good stuff, without them even glancing at your credit history. Think of it as a digital wallet, really.

Now, the Apple Card… that’s a whole different ballgame. Ugh, that is all about your credit score, isn’t it? From what I understand, they primarily use the FICO 9 score. And honestly, anything below 660 feels like you’re facing an uphill battle. I remember when my friend Sarah applied – she was SO excited about the titanium card, you know? But she got rejected because her score was just a hair below that cutoff. Talk about crushing!

I’m stressing about this too, actually. I really want that Apple Card cashback, but I’m nowhere near confident my score is high enough. It’s so frustrating how much these numbers dictate our lives! Like, you pay your bills, try to be responsible, and then… bam! Denied. Makes you wanna scream, doesn’t it?

Hoping I’m above that 660 threshold… fingers crossed! Maybe I should check Credit Karma again… or maybe I shouldn’t. Ignorance is bliss, sometimes, right? Anyway, don’t confuse the Apple Cash with the Apple Card. One is free, the other can be an uphill climb depending on your FICO score. Good luck!