What happens if a refund is issued to a closed credit card?

Ugh, closed credit cards and refunds – I've been there! So, what happens if you get a refund, but the card's… well, gone? Honestly, it's usually not a huge drama. My bank, for instance, always seemed to handle it just fine. They just, you know, take the money. It's not like they send a cheque in the mail or anything – that's SO last century!

They usually say it takes, what was it, three to five business days? Something like that. It felt longer, to be honest. I remember once I was waiting for a refund for a terrible hotel – the shower didn’t even work properly! – and I swear it took forever. Probably those five business days.

The tricky bit, and this is important, is that they absolutely can't just magically put it onto another card. I tried that once, thinking it would be simpler, right? Nope. It has to go back to the original card, even if that card is now sadly tucked away in a drawer, gathering dust. It's like, the digital equivalent of sending a letter to a house that's been empty for years. They're not sending it back to the old landlord, if you catch my drift. It has to go to that specific, defunct card. So, keep that in mind!