What happens if I accidentally pay off my credit card twice?

Okay, so what happens if you, like, totally spaced and paid your credit card bill twice? I’ve actually done this before, and let me tell you, my heart skipped a beat!

Basically, if it’s just a little bit over what you owed, most of the time, your credit card company will just see it as a credit balance. Think of it like having a little extra cushion on your account, which, hey, isn’t the worst thing in the world, right?

But, and this is a big BUT, if you accidentally send, like, a HUGE payment, way more than you owed… well, that can raise some red flags. Your credit card company might think, “Whoa, is this fraud?” I mean, can you blame them? They just want to make sure everything is on the up-and-up.

So, what should you do? My advice, and what I did when I overpaid, is to just call your credit card company. Seriously, just pick up the phone! Explain what happened, and they’ll usually just refund the extra money back to you. Easy peasy. It’s honestly the best way to avoid any potential problems down the road. Because who needs credit card complications, am I right? Nobody!