What is the withdrawal limit for Chase Total Checking?

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Chase Total Checking daily withdrawal limits vary: $500 at non-Chase ATMs ($1,000 in CT, NJ, NY), $1,000 at Chase ATMs, and $3,000 for in-person bank withdrawals. Debit card purchase limits are also $3,000 daily.

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Okay, so you’re wondering about Chase Total Checking withdrawal limits, right? I get it, it’s important to know what you can access when you need it! It can be a little confusing, though, because it’s not just one number. Like, for me, I mostly use my debit card, but sometimes I need cash, you know?

So, with Chase Total Checking, you can take out up to $500 a day from ATMs that aren’t Chase. Which, honestly, isn’t a ton. (Oh, and I think it’s actually $1,000 in a few states—Connecticut, New Jersey, and New York. Weird, huh?) But if you go to a Chase ATM, you can get $1,000 daily. Makes a difference! Then, if you actually go into the bank, like, talk to a teller, you can withdraw up to $3,000. That’s the max.

And for debit card purchases? It’s also $3,000 a day. Which, I mean, how often are you spending that much in a day? I remember that one time I was buying furniture… no, it wasn’t even close to that. Anyway, just something to keep in mind. Hopefully, that clears things up a bit!