Why not to use PayPal friends and family?

Why on earth would you use PayPal Friends and Family for buying something? It just feels...icky, doesn't it? Like, seriously, you're practically cheating the system, and that just sits wrong with me. I mean, I'm a rule-follower, always have been. Remember that time I accidentally took an extra cookie from the office tin and felt terrible about it for days? This is way worse than a stolen cookie.

But beyond the whole "bending the rules" thing, which already freaks me out, you're basically tossing your buyer protection into the trash! Think about it – no recourse if the seller sends you a brick instead of a brand-new phone (which, let’s be honest, is totally something that could happen). I’m still recovering from the time I bought a "vintage" coat online that turned out to be moth-eaten and smelled like old gym socks. Let me tell you, the seller was nowhere to be found after I paid them via a less-than-legit method. Never again.

Paying a little extra for that buyer protection? Totally worth it. Seriously, a few extra bucks for peace of mind? It’s a small price to pay, isn't it? Especially considering the potential headache of trying to get your money back if something goes sideways. You know, the kind of headache that keeps you up at night, staring at the ceiling, wondering what you did wrong. Because you know you're gonna start wondering that.

So yeah, avoid Friends and Family for purchases. Just do it. Trust me on this one. It's better to be safe than sorry, and way less stressful.